Best Credit Cards - Find Yourself the Best Credit Card
Compare the Top Credit Card Deals
Best Credit Cards is a financial comparison website for comparing the best credit cards and credit card offers. This site is a comparison website only, which means there are no costs involved with the site.
Whether you're looking for the best balance transfer, low interest, no annual fee, gold/platinum or reward cards, BestCreditCard provides you with the information to make an informed choice when applying for a credit card.
When you click the apply button, you're transferred to the banks secure online application process, where you will enter your details. Your details will never be handled or processed in any way by BestCreditCards.com.au
The best credit card offers are listed below and are categorised to help you find the best card for you.
Best Overall Credit Cards
| Credit Card | Card Details | Interest Rate p.a. | Cash Advance Rate p.a. | Balance Transfer Rate p.a. | Annual Fee | Interest Free Days (Up To) | |
|---|---|---|---|---|---|---|---|
|
Best No Annual Fee & Balance Transfer New Offer! Pay no annual fee for the life of the card, as well as receive a 0% p.a. for 6 months balance transfer offer. |
16.99% | 20.75% | 0% for 6 months | $0 | 55 | |
|
Best Low Interest Card Lowest standard purchase rate in Australia at 10.75%, good for if you have balances rolling over each month. |
10.75% | 20.99% | 1.99% for 9 months | $59 | 55 | |
|
Best Balance Transfer Card Excellent 0% p.a. for 6 months balance transfer offer and take advantage of an excellent standard purchase rate. |
12.24% | 17.99% | 2.9% for 12 months | $39 | 0 | |
|
Best Velocity Rewards Card New Card! Receive a free flight when you make your first purchase, plus on-going 2-for-1 flight deals on selected Virgin Blue flights* |
20.99% | 20.99% | 6.9% for 6 months | $99 | 44 |
Best Balance Transfer Credit Cards
| Credit Card | Card Details | Interest Rate p.a. | Cash Advance Rate p.a. | Balance Transfer Rate p.a. | Annual Fee | Interest Free Days (Up To) | |
|---|---|---|---|---|---|---|---|
|
|
Pay $0 annual fee for the life of the card plus get a 0% p.a. for 6 months balance transfer offer. |
16.99% | 20.75% | 0% for 6 months | $0 | 55 | |
|
Get $50 off your first year annual fee as well as a low standard purchase rate. |
11.49% | 21.24% | 0% for 6 months | $49 for first year ($99 after) | 55 | |
|
Receive a 0% p.a. for 6 months balance transfer offer as well as $0 annual fee. |
20.24% | 21.99% | 0% for 6 months | $0 | 62 | |
|
An excellent balance transfer credit card, pay 0% p.a. for 6 months on balances transferred to the card when you apply. |
13.24% | 21.49% | 0% for 6 months | $58 | 55 |
Best No Annual Fee Credit Cards
| Credit Card | Card Details | Interest Rate p.a. | Cash Advance Rate p.a. | Balance Transfer Rate p.a. | Annual Fee | Interest Free Days (Up To) | |
|---|---|---|---|---|---|---|---|
|
|
$0 annual fee as well as 0% p.a. for 6 months on balance transfers. |
16.99% | 20.75% | 0% for 6 months | $0 | 55 | |
|
New Card! No annual fee credit card from Virgin Money, comes with a very good balance transfer offer as well |
16.95% | 20.99% | 2.9% for 6 months | $0 | 44 | |
|
|
No annual fee for the life of the card, as well as receive a balance transfer offer of 0% p.a. for 6 months |
20.24% | 21.99% | 0% for 6 months | $0 | 62 | |
|
Pay 0% p.a. for 5 months on purchases as well as $0 for the first year ($30 after) annual fee. |
0% for 5 months (reverts to 19.34%) | 21.24% | 3.99% for 6 months | $0 for first year ($30 after) | 55 |
Best Low Interest Credit Cards
| Credit Card | Card Details | Interest Rate p.a. | Cash Advance Rate p.a. | Balance Transfer Rate p.a. | Annual Fee | Interest Free Days (Up To) | |
|---|---|---|---|---|---|---|---|
|
|
If carrying over a balance each month, then take advantage of Australia's lowest ongoing purchase rate credit card |
10.75% | 20.99% | 1.99% for 9 months | $59 | 55 | |
|
Purchase rate of 12.49%, plus a good balance transfer offer |
12.49% | 21.24% | 2.99% for 6 months | $55 | 55 | |
|
|
A low interest platinum credit card, as well as saving $50 on the first years annual fee. |
11.49% | 21.24% | 0% for 6 months | $49 for first year ($99 after) | 55 | |
|
|
Good introductory offer of 2.99% p.a. for 6 months on balance transfers and purchases. |
13.24% | 21.49% | 0% for 6 months | $58 | 55 |
Recent Credit Card Articles & Guides
How to Compare Annual Fee Credit Cards
July 29th, 2010
You can save money with no annual fee credit cards. They are not for everyone, and the problem is how to compare annual fee credit cards to decide what is right for you. You will find comparison tips here.
Comparing the New Virgin Credit Card Offers
July 27th, 2010
The new Virgin credit card offers have been launched and they offer customers some great savings, as well as great incentives. With two new cards to choose from, it should be easy to find the right one to suit your financial needs.
New Virgin Credit Cards Launched in Australia
July 27th, 2010
Learn why the Australian financial market is in an uproar right now because of the new Virgin Money products launched today. You will be glad you keep on reading…
Press Release: New Virgin Money Credit Cards Launched
July 27th, 2010
Virgin Money has released 2 new credit cards, one no annual fee credit card and a frequent flyer rewards credit card linked to their Virgin Velocity rewards program. It has also hit the ground running with a High Interest Savings Account
Virgin Flyer Credit Card
July 27th, 2010
Thinking of taking a holiday? Well don’t do so without a Virgin Flyer Credit Card. This innovative frequent flyer credit card by Virgin has just been launched, so if you love to travel and think you might be able to enjoy a free flight or two, read on.