American Express Credit Cards

American Express credit card deals are not always the most expensive, but they can offer you exclusive rewards and access, not to mention assistance, which you would never have thought possible from a humble credit card. So find out more now and apply today to start being rewarded in the way you deserve.

Compare Best American Express Credit Cards

Credit Card	Card Details	Interest Rate p.a.	Cash Advance Rate p.a.	Balance Transfer Rate p.a.	Annual Fee	Interest Free Days (Up To)
American Express Gold Ascent Card	Travel rewards card but with a $0 annual fee.	19.99%			$0	44	Apply » More »
American Express David Jones Card	Receive 13500 bonus pots when you spend outside of david jones, option to turn gift points into travel	19.99%			$99	56	Apply » More »
American Express Platinum MoneyBack	5% moneyback for the first 3 months, reverts to 1% after	19.99%			$99	44	Apply » More »
American Express Qantas Classic Card	Receive 2500 Frequent Flyer points after your first card spend, also earn 1 Frequent Flyer point for every $1	19.99%	20.99%		$149	44	Apply » More »
American Express Qantas Premium Card	Bonus 5000 Qantas Frequent Flyer points when you make first purchase, complimentary travel insurance	19.99%	20.99%		$249	44	Apply » More »
American Express Qantas Ultimate Card	Earn 5000 bonus Qantas Frequent Flyer points as well as 2.5 points for every dollar you spend on Qantas services	19.99%	20.99%		$450	44	Apply » More »

American Express are a relatively new entrant into the Australian credit card market, and have been able to forge alliances with many of the major Australian banks to offer companion cards linked to the ordinary credit cards you've been using for years. However, you can also choose an outright American Express credit card and all that that entails, and as you find out more about the benefits and extras which are included in and American Express credit card deal, you'll be clicking through our comparison tables to apply.

Types of American Express Credit Cards

You might think that American Express credit cards are really more of an American thing, however there is a wide range of card types available when you are comparing American Express credit cards:

• A $0 annual fee. That's right, and there are no catches or conditions to qualify for a no annual fee American Express credit card either so don't worry that you can't afford an American Express card because where an annual fee can often set you back hundreds of dollars each year, you don't always have to pay one.
• Gold and platinum cards - American Express do it better. There are plenty of gold and platinum credit cards available, but if you want the most exclusive offers, the most elusive invitations to the hottest social and sporting events, if you want rock star service anytime of the day or night from anywhere in the world, you have to consider the benefits of an American Express gold or platinum card. They don't all have high fees and they don't all charge the highest interest, but you can enjoy travel insurance coverage, extensive purchase protection, guaranteed reservations in the best restaurants around the country, and an around the clock service if you need a plumbing contractor, a locksmith, a free tow or tickets to a show - your American Express gold or platinum card will have pride of place in your wallet.
• Rewards programs to suit you. American Express offers credit cards linked to all of the best rewards point programs in Australia and around the world, including Ascent, Qantas, David Jones, Altitude and Velocity.

Benefits of an American Express Credit Card

Once you have considered the choices available to you from the American Express credit card range, find out more about the benefits you can enjoy a an American Express card holder:

• Your choice of rewards. Your American Express rewards card does not limit you to redeeming your points just for flights and while you can transfer your points to some of the best airline rewards programs available, you can also choose to have money credited back to your account as a percentage of each purchase, you can choose gift vouchers for stores or restaurants, or you can choose from a range of merchandise.
• Companion cards. While American Express is becoming more widely accepted in Australia, it cannot compete with the acceptance of visa and MasterCard. That is why American Express has teamed up with Australia's leading banks to offer American Express companion cards. An American Express companion card links to a normal MasterCard or Visa card from your bank. Where American Express is accepted, it earns you higher rewards points, usually double the ordinary amount, but where American Express is not accepted, you don't miss out on points because your linked MasterCard or Visa still earns points. In this way you avoid American Express surcharge fees, and have only one account and one monthly bill to pay.
• Exclusivity and prestige which you simply must enjoy. American Express worked hard to cultivate their image of opulence and exclusivity as a way to ensure the most prestigious retailers, restaurants and hotels would accept their cards. While they have moved away from this image to an extent, the connotations still remain so go on - enjoy them!

Editors Choice: Best Credit Card Deals

Credit Card	Card Details	Interest Rate p.a.	Cash Advance Rate p.a.	Balance Transfer Rate p.a.	Annual Fee	Interest Free Days (Up To)
Suncorp Clear Options Standard	An excellent balance transfer offer of 1.9% p.a. for 12 months and a standard purchase rate of 12.24%	12.24%	17.99%	1.9% for 12 months	$39	0	Apply » More »
HSBC Credit Card	Excellent credit card, with a 0% p.a. for 6 months balance transfer offer, and pay $0 for the life of the card	16.99%	20.75%	0% for 6 months	$0	55	Apply » More »
Citibank Emirates Platinum Card	Enjoy 1.9% p.a. for 12 months on balance transfers as well as earn 3 Skywards Miles for every dollar spent, plus all the benefits & privileges of a platinum card.	20.74%	20.74%	1.9% for 12 months	$229	55	Apply » More »