American Express Platinum MoneyBack Card
If you have had a credit card or platinum card before, you may be used to paying back your card. However, the American Express Platinum MoneyBack credit card pays you every time you make a purchase, anywhere in the world. With a special introductory cash back offer and an ongoing, uncapped MoneyBack deals, coupled with a low annual fee and 44 interest free days, this could just be the perfect mix of prestige and affordability you have been looking for, to add a little class and ease to your wallet.
Features of the American Express Platinum MoneyBack Card
Rather than simply choosing credit card rewards from a list of preapproved vouchers and merchandise, the American Express Platinum MoneyBack card credits your cash back amounts directly to your account, so you can spend them on exactly what you want. Additional easy to use and rewarding features of the MoneyBack credit card deal include:
- A bonus 5% MoneyBack for the first 3 months your account is open. As you flex your new platinum credit card muscles you can also enjoy a 5% MoneyBack credit on purchases you make in the first three months, or MoneyBack to the value of $300 whichever occurs first. A $300 MoneyBack limit allows you to make purchases up to $6,000 and receive the 5% return, after which you will continue to earn a 1% MoneyBack.
- An ongoing 1% MoneyBack on all purchases. Both your introductory MoneyBack offer and your ongoing deal are not available on purchases of American Express travellers cheques, gift cheque, foreign currencies, and do not apply when you pay interest or fees on your card. However, your MoneyBack earnings will be credited to your account within the same interest period you earned them so you don’t have to wait around for rewards.
- Unlimited MoneyBack deal. There is no cap to the amount of credits you can earn as part of the American Express Platinum MoneyBack credit card deal. This means you will be rewarded for every purchase and make use of your rewards right away on real purchases you need, rather than worrying about how long you have before your rewards expire.
- An affordable $99 annual fee. Not only are you getting money back from every purchase you make, you have a low fee of $99 on your platinum card. When you compare that to other similar platinum cards or rewards credit cards, you are getting a great deal, where other platinum cards can charge an annual fee of as much as $900. Plus, you can add a supplementary card to your account for free.
- Around the clock platinum service. You will have access to 24/7 service if you have a question about your card or account, anywhere in the world.
- A 44 day interest free period. Not only can you receive credits to your account for your spending, you can also make sure that spending is interest free too by paying off your purchases with the interest free days, and avoiding the 20.74% p.a. interest rate. American Express also gives you the chance to maintain this low interest rate if you make your payments consistently on time. Your rate is subject to change according to your payment history.
Apply Now for the American Express Platinum MoneyBack Credit Card Deal
If you want to start being credited for the purchases you make, saving you money on everything you buy, and saving you time in redeeming rewards points, choose to have your MoneyBack rewards credited directly to your account by applying online for the American Express Platinum MoneyBack credit card deal:
- The application will take just 10 minutes.
- You can an email from American Express with the application link and details if you don’t have time to apply now.
- You will need to enter your bank account details, address and driver’s license.
- You will receive a response in 60 seconds to find out if your application was successful.
- You must be over 18 years old.
- You must have a good credit rating.
- You must earn an annual income of at least $40,000 before tax.
- You must be a permanent resident or Australian citizen.
- You must have been operating for more than one year if you are self employed.
Editors Choice: Featured Credit Card Deals
| Interest Rate (p.a.) | Balance Transfer Rate (p.a.) | Annual fee | Cash Advance Rate (p.a.) | ||
|---|---|---|---|---|---|
![]() Westpac 55 Day Credit Card | 0% for 5 months (reverts to 19.59% ) | 3.99% for 6 months | $0 | 21.49% |
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![]() Citibank Clear Platinum Card | 11.99% | 2.9% for 12 months | $99 | 21.74% |
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