ANZ Credit Cards

Best ANZ Credit Card
If you're looking for the top ANZ credit card, have a look at the ANZ Low Rate Mastercard, with an excellent balance transfer offer of 0% p.a. for 6 months and an all low standard purchase rate of just 13.24%
- Purchase rate of 13.24% p.a.
- 0% p.a. for 6 months on balance transfers
- $58 annual fee
- 13.24% p.a. on purchases
- Up to 55 days interest free
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Click here to read the ANZ Low Rate Mastercard terms and conditions
ANZ offers a range of feature packed, easy to use and rewarding credit card deals and just because they are one of the Big Four, it doesn't mean your credit card needs have to be lost in the crowd. Simply use our comparison tables to find out more about ANZ credit cards on offer and sign up today to manage your finances more easily.
Compare Best ANZ Credit Cards
| Credit Card |
Card Details |
Interest Rate p.a. |
Cash Advance Rate p.a. |
Balance Transfer Rate p.a. |
Annual Fee |
Interest Free Days (Up To) |
|
ANZ Low Rate Mastercard |
Good balance transfer offer as well as a low interest rate for purchases. |
13.24%
| 21.49% |
0% for 6 months
| $58 | 55 | |
ANZ Balance Visa |
A low interest credit card with a solid balance transfer credit card, earn rewards for paying back your credit card balance |
14.24%
| 21.49% |
0% for 6 months
| $79 | 50 | |
ANZ First Visa |
Good no frills credit cards for first timers or tertiary students. Features good balance transfer deal also |
18.99%
| 20.74% |
7.99% for 6 months
| $0 for first year ($30 after) | 44 | |
ANZ Frequent Flyer |
Receive both an American Express and a Visa card, with 1 monthly statement and 1 annual fee. Earn Qantas Frequent Flyer points |
19.49%
| 20.74% |
2.9% for 12 months
| $95 | 44 | |
ANZ Frequent Flyer Gold |
Earn 1.25 Qantas Frequent Flyer Points for every dollar spent with the American Express credit card. |
19.49%
| 20.74% |
2.9% for 12 months
| $195 | 55 | |
ANZ Frequent Flyer Platinum |
1.5 Qantas Frequent Flyer points for every $1 spent, complimentary travel and medical insurance. Includes platinum concierge service also. |
19.49%
| 20.74% |
2.9% for 12 months
| $295 | 55 | |
ANZ Gold Visa |
Extended Warranty Insurance, purchase security, and complimentaryOverseas Travel and Medical Insurance. |
18.99%
| 20.74% |
| $87 | 55 | |
ANZ Rewards Visa |
Over 500 rewards to choose from in the ANZ rewards program |
19.49%
| 20.74% |
| $48 | 44 | |
ANZ Rewards Visa Gold |
Longer days interest free than standard rewards card, access to more Reward programs |
19.49%
| 20.74% |
| $79 | 55 | |
ANZ Bank are one of the Big Four Banks in Australia and as such they are able to offer you a wide range of credit cards for where you are in your life, and the financial help you need from your credit card. Compare low rate card, rewards cards and the prestigious gold or platinum ANZ credit cards to see if one of the biggest of the Big Four has the best deal for you.
ANZ Credit Cards
Being a big gun allows ANZ to offer just about every type of credit card there is, so find out more about the credit card deals from ANZ and whether they have the features and benefits you are looking for.
ANZ balance transfer cards:
- Take control of a high interest rate or high balance by transferring to ANZ. A balance transfer offer from ANZ gives you the opportunity to earn a reduced interest rate, usually for a set transfer period, and this means you can focus more of your repayments on paying off your principal, rather than paying off higher interest charges. You can transfer balances from any non-ANZ credit card and balances from more than one credit card to get out from under high interest rates.
- Enjoy ongoing low interest rates. ANZ offer low rate credit card deals which don't expire, so unlike a balance transfer offer which reverts to a normal rate, when you choose an ANZ low rate credit card you don't have to worry as much about carrying over a balance from a big shopping spree or an emergency purchase.
- Be rewarded for paying your bills, buying your fuel, your groceries and more. The ANZ rewards programs can allow you to earn points towards the Frequent flyer program, or for ANZ's own rewards program. As you make your ordinary purchases you can build up points which can be redeemed for flights, gift vouchers, merchandise, restaurant vouchers, merchandise and more.
- Enjoy the prestige and the exclusive extras which come with an ANZ gold or platinum card. To really build your rewards points, choose a gold or platinum ANZ credit card as points are accrued faster with these accounts. You can also enjoy those exclusive extras which you only get with a gold or platinum credit card such as extended travel insurance and purchase protection while maintaining affordable annual fee charges.
Benefits of ANZ Credit Cards
Before you decide that all credit card providers are the same, consider the benefits of ANZ credit card deals, including:
- Rewards for repaying your balance. ANZ offers the only credit card in Australia which rewards you for making payments off your balance, rather than for making purchases. Therefore, if you need a bit of extra motivation to repay your credit card purchases, consider ANZ cards.
- Low interest and balance transfer offers. Before you can take advantage of a new credit card offer, you may have to deal with an existing balance, however ANZ has attractive balance transfer deals which allow you to let your ANZ card take over your existing debt and charge you less interest. Once your debt is repaid, you can go on to use the low interest rate ANZ credit card so you can avoid building an unmanageable balance again in the future.
- Companion card rewards programs. ANZ offers an American Express companion card to their rewards program for extra point earning opportunities. Your American Express companion card can earn up to double the points of your linked MasterCard or Visa where it is accepted and where American Express is not accepted you can still earn points using your ordinary card.
For more information about the current ANZ credit card deals, or to find out more about the best ANZ credit card for your needs, view our comparison tables here. Once you have decided on the ANZ credit card product which best suits you, follow our secure link directly to an online application form to sign up today.
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Editors Choice: Best Credit Card Deals
| Credit Card |
Card Details |
Interest Rate p.a. |
Cash Advance Rate p.a. |
Balance Transfer Rate p.a. |
Annual Fee |
Interest Free Days (Up To) |
|
Suncorp Clear Options Standard |
An excellent balance transfer offer of 1.9% p.a. for 12 months and a standard purchase rate of 12.24% |
12.24%
| 17.99% |
1.9% for 12 months
| $39 | 0 | |
HSBC Credit Card |
Excellent credit card, with a 0% p.a. for 6 months balance transfer offer, and pay $0 for the life of the card |
16.99%
| 20.75% |
0% for 6 months
| $0 | 55 | |
Citibank Emirates Platinum Card |
Enjoy 1.9% p.a. for 12 months on balance transfers as well as earn 3 Skywards Miles for every dollar spent, plus all the benefits & privileges of a platinum card. |
20.74%
| 20.74% |
1.9% for 12 months
| $229 | 55 | |