ANZ Credit Cards

ANZ Credit Cards

Best ANZ Credit Card

If you're looking for the top ANZ credit card, have a look at the ANZ Low Rate Mastercard, with an excellent balance transfer offer of 0% p.a. for 6 months and an all low standard purchase rate of just 13.24%

  • Purchase rate of 13.24% p.a.
  • 0% p.a. for 6 months on balance transfers
  • $58 annual fee
  • 13.24% p.a. on purchases
  • Up to 55 days interest free

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ANZ offers a range of feature packed, easy to use and rewarding credit card deals and just because they are one of the Big Four, it doesn't mean your credit card needs have to be lost in the crowd. Simply use our comparison tables to find out more about ANZ credit cards on offer and sign up today to manage your finances more easily.

Compare Best ANZ Credit Cards

Credit Card Card Details Interest Rate p.a. Cash Advance Rate p.a. Balance Transfer Rate p.a. Annual Fee Interest Free Days (Up To)
ANZ Low Rate Mastercard

ANZ Low Rate Mastercard

Good balance transfer offer as well as a low interest rate for purchases.

13.24% 21.49% 0% for 6 months $5855
ANZ Balance Visa

ANZ Balance Visa

A low interest credit card with a solid balance transfer credit card, earn rewards for paying back your credit card balance

14.24% 21.49% 0% for 6 months $7950
ANZ First Visa

ANZ First Visa

Good no frills credit cards for first timers or tertiary students. Features good balance transfer deal also

18.99% 20.74% 7.99% for 6 months $0 for first year ($30 after)44
ANZ Frequent Flyer

ANZ Frequent Flyer

Receive both an American Express and a Visa card, with 1 monthly statement and 1 annual fee. Earn Qantas Frequent Flyer points

19.49% 20.74% 2.9% for 12 months $9544
ANZ Frequent Flyer Gold

ANZ Frequent Flyer Gold

Earn 1.25 Qantas Frequent Flyer Points for every dollar spent with the American Express credit card.

19.49% 20.74% 2.9% for 12 months $19555
ANZ Frequent Flyer Platinum

ANZ Frequent Flyer Platinum

1.5 Qantas Frequent Flyer points for every $1 spent, complimentary travel and medical insurance. Includes platinum concierge service also.

19.49% 20.74% 2.9% for 12 months $29555
ANZ Gold Visa

ANZ Gold Visa

Extended Warranty Insurance, purchase security, and complimentaryOverseas Travel and Medical Insurance.

18.99% 20.74% $8755
ANZ Rewards Visa

ANZ Rewards Visa

Over 500 rewards to choose from in the ANZ rewards program

19.49% 20.74% $4844
ANZ Rewards Visa Gold

ANZ Rewards Visa Gold

Longer days interest free than standard rewards card, access to more Reward programs

19.49% 20.74% $7955

ANZ Bank are one of the Big Four Banks in Australia and as such they are able to offer you a wide range of credit cards for where you are in your life, and the financial help you need from your credit card. Compare low rate card, rewards cards and the prestigious gold or platinum ANZ credit cards to see if one of the biggest of the Big Four has the best deal for you.

ANZ Credit Cards

Being a big gun allows ANZ to offer just about every type of credit card there is, so find out more about the credit card deals from ANZ and whether they have the features and benefits you are looking for.

ANZ balance transfer cards:

  • Take control of a high interest rate or high balance by transferring to ANZ. A balance transfer offer from ANZ gives you the opportunity to earn a reduced interest rate, usually for a set transfer period, and this means you can focus more of your repayments on paying off your principal, rather than paying off higher interest charges. You can transfer balances from any non-ANZ credit card and balances from more than one credit card to get out from under high interest rates.
  • Enjoy ongoing low interest rates. ANZ offer low rate credit card deals which don't expire, so unlike a balance transfer offer which reverts to a normal rate, when you choose an ANZ low rate credit card you don't have to worry as much about carrying over a balance from a big shopping spree or an emergency purchase.
  • Be rewarded for paying your bills, buying your fuel, your groceries and more. The ANZ rewards programs can allow you to earn points towards the Frequent flyer program, or for ANZ's own rewards program. As you make your ordinary purchases you can build up points which can be redeemed for flights, gift vouchers, merchandise, restaurant vouchers, merchandise and more.
  • Enjoy the prestige and the exclusive extras which come with an ANZ gold or platinum card. To really build your rewards points, choose a gold or platinum ANZ credit card as points are accrued faster with these accounts. You can also enjoy those exclusive extras which you only get with a gold or platinum credit card such as extended travel insurance and purchase protection while maintaining affordable annual fee charges.

Benefits of ANZ Credit Cards

Before you decide that all credit card providers are the same, consider the benefits of ANZ credit card deals, including:

  • Rewards for repaying your balance. ANZ offers the only credit card in Australia which rewards you for making payments off your balance, rather than for making purchases. Therefore, if you need a bit of extra motivation to repay your credit card purchases, consider ANZ cards.
  • Low interest and balance transfer offers. Before you can take advantage of a new credit card offer, you may have to deal with an existing balance, however ANZ has attractive balance transfer deals which allow you to let your ANZ card take over your existing debt and charge you less interest. Once your debt is repaid, you can go on to use the low interest rate ANZ credit card so you can avoid building an unmanageable balance again in the future.
  • Companion card rewards programs. ANZ offers an American Express companion card to their rewards program for extra point earning opportunities. Your American Express companion card can earn up to double the points of your linked MasterCard or Visa where it is accepted and where American Express is not accepted you can still earn points using your ordinary card.

For more information about the current ANZ credit card deals, or to find out more about the best ANZ credit card for your needs, view our comparison tables here. Once you have decided on the ANZ credit card product which best suits you, follow our secure link directly to an online application form to sign up today.

Editors Choice: Best Credit Card Deals

Credit Card Card Details Interest Rate p.a. Cash Advance Rate p.a. Balance Transfer Rate p.a. Annual Fee Interest Free Days (Up To)
Suncorp Clear Options Standard

Suncorp Clear Options Standard

An excellent balance transfer offer of 1.9% p.a. for 12 months and a standard purchase rate of 12.24%

12.24% 17.99% 1.9% for 12 months $390
HSBC Credit Card

HSBC Credit Card

Excellent credit card, with a 0% p.a. for 6 months balance transfer offer, and pay $0 for the life of the card

16.99% 20.75% 0% for 6 months $055
Citibank Emirates Platinum Card

Citibank Emirates Platinum Card

Enjoy 1.9% p.a. for 12 months on balance transfers as well as earn 3 Skywards Miles for every dollar spent, plus all the benefits & privileges of a platinum card.

20.74% 20.74% 1.9% for 12 months $22955

Best Credit Cards is a financial comparison website, it has no affiliation with Australian Banks. We make an effort to keep up to date with all materials posted on this website, however there can be a delay between us and the banks. Best Credit Cards only represents a limited group of credit cards that are currently accessible by the Australian Market. The term 'best' is by no means a representation of the best card in the australian credit card market. It may not represent the best choice for your individual circumstances. It is always advised that you seek consultation from your own financial advisor before making a decision.