ANZ Credit Cards
ANZ offers a range of feature packed, easy to use and rewarding credit card deals and just because they are one of the Big Four, it doesn't mean your credit card needs have to be lost in the crowd. Simply use our comparison tables to find out more about ANZ credit cards on offer and sign up today to manage your finances more easily.

Best ANZ Credit Card
If you're looking for the best ANZ credit card, have a look at the ANZ Platinum Credit Card, with an excellent introductory low rate offer on balance transfers and purchases. Plus no annual fee for the first year.
- $0 annual fee for the first year ($87 thereafter) annual fee
- 0% p.a. for 6 months (reverts to 19.39% p.a.) on purchases
- 0% p.a. for 6 months on balance transfers
- Cash Advance Rate of 20.99% p.a.
- 55 days interest free
Compare Best ANZ Credit Cards
| Interest Rate (p.a.) | Balance Transfer Rate (p.a.) | Annual fee | Cash Advance Rate (p.a.) | ||
|---|---|---|---|---|---|
![]() ANZ Platinum Credit Card | 0% for 6 months (reverts to 19.39% ) | 0% for 6 months | $0 annual fee for the first year ($87 thereafter) | 20.99% |
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![]() ANZ Low Rate MasterCard - Balance Transfer | 0% for 3 months (reverts to 13.39% ) | 0% for 3 months | $58 | 21.49% |
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![]() ANZ First Visa Credit Card | 19.39% | 2.9% for 12 months | $30 | 20.99% |
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![]() ANZ Rewards Credit Card | 19.89% | $89 | 20.99% |
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![]() ANZ Rewards Platinum Credit Card | 19.89% | $149 | 20.99% |
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![]() ANZ Frequent Flyer | 19.89% | $95 | 20.99% |
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![]() ANZ Frequent Flyer Platinum American Express/Visa | 19.89% | $295 | 20.99% |
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ANZ Bank are one of the Big Four Banks in Australia and as such they are able to offer you a wide range of credit cards for where you are in your life, and the financial help you need from your credit card. Compare low rate card, rewards cards and the prestigious gold or platinum ANZ credit cards to see if one of the biggest of the Big Four has the best deal for you.
ANZ Credit CardsBeing a big gun allows ANZ to offer just about every type of credit card there is, so find out more about the credit card deals from ANZ and whether they have the features and benefits you are looking for.
ANZ balance transfer cards:
- Take control of a high interest rate or high balance by transferring to ANZ. A balance transfer offer from ANZ gives you the opportunity to earn a reduced interest rate, usually for a set transfer period, and this means you can focus more of your repayments on paying off your principal, rather than paying off higher interest charges. You can transfer balances from any non-ANZ credit card and balances from more than one credit card to get out from under high interest rates.
- Enjoy ongoing low interest rates. ANZ offer low rate credit card deals which don't expire, so unlike a balance transfer offer which reverts to a normal rate, when you choose an ANZ low rate credit card you don't have to worry as much about carrying over a balance from a big shopping spree or an emergency purchase.
- Be rewarded for paying your bills, buying your fuel, your groceries and more. The ANZ rewards programs can allow you to earn points towards the Frequent flyer program, or for ANZ's own rewards program. As you make your ordinary purchases you can build up points which can be redeemed for flights, gift vouchers, merchandise, restaurant vouchers, merchandise and more.
- Enjoy the prestige and the exclusive extras which come with an ANZ gold or platinum card. To really build your rewards points, choose a gold or platinum ANZ credit card as points are accrued faster with these accounts. You can also enjoy those exclusive extras which you only get with a gold or platinum credit card such as extended travel insurance and purchase protection while maintaining affordable annual fee charges.
Benefits of ANZ Credit Cards
Before you decide that all credit card providers are the same, consider the benefits of ANZ credit card deals, including:
- Rewards for repaying your balance. ANZ offers the only credit card in Australia which rewards you for making payments off your balance, rather than for making purchases. Therefore, if you need a bit of extra motivation to repay your credit card purchases, consider ANZ cards.
- Low interest and balance transfer offers. Before you can take advantage of a new credit card offer, you may have to deal with an existing balance, however ANZ has attractive balance transfer deals which allow you to let your ANZ card take over your existing debt and charge you less interest. Once your debt is repaid, you can go on to use the low interest rate ANZ credit card so you can avoid building an unmanageable balance again in the future.
- Companion card rewards programs. ANZ offers an American Express companion card to their rewards program for extra point earning opportunities. Your American Express companion card can earn up to double the points of your linked MasterCard or Visa where it is accepted and where American Express is not accepted you can still earn points using your ordinary card.
For more information about the current ANZ credit card deals, or to find out more about the best ANZ credit card for your needs, view our comparison tables here. Once you have decided on the ANZ credit card product which best suits you, follow our secure link directly to an online application form to sign up today.
Editors Choice: Featured Credit Card Deals
| Interest Rate (p.a.) | Balance Transfer Rate (p.a.) | Annual fee | Cash Advance Rate (p.a.) | ||
|---|---|---|---|---|---|
![]() Citibank Clear Platinum Card | 11.99% | 0% for 12 months with 3% handling fee | $99 | 21.74% |
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![]() HSBC Credit Card | 17.99% | 0% for 8 months with 2% handling fee | $0 | 21.99% |
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![]() ANZ Platinum Credit Card | 0% for 6 months (reverts to 19.39% ) | 0% for 6 months | $0 annual fee for the first year ($87 thereafter) | 20.99% |
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![]() Bankwest Breeze MasterCard | 0% for 6 months (reverts to 10.99% ) | 4.99% for 9 months | $49 | 21.99% |
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