ANZ Platinum Credit Card

The ANZ Platinum card is ideal for people that want the little extras in life.

Luxury and distinction are part of this card since it offers exclusive benefits such as a concierge service and access to premium services that you can’t get without being a cardholder.

If you are looking for a Platinum card with all the right features the ANZ Platinum card really delivers. It is loaded with all the benefits you would expect to find in a Platinum credit card.

Benefits of the ANZ Platinum card

An Anz Platinum credit card gives you total piece of mind with added coverage that you won’t find on basic cards. Here are some of the outstanding benefits this card has to offer.

Car hire cover

Whenever you rent a car in Australia from a major rental company you will receive automatic coverage free of charge. If you experience a covered accident while driving a rental car in Australia, ANZ rental cover will pay a maximum of $2050 and your excess will be reduced to $350. Without this extended coverage you would normally have to pay about $20-$30 for every day the car is rented.

Transport accident coverage

If you are involved in an accident as a passenger of a ferry, train, tourist bus or licensed plane you will be covered for injury or death as long as you have purchased your ticket with your ANZ Platinum card. Payment will be up to $750,000 for an accidental death and an amount of $375,000 maximum for an injury.

You will also be covered for flight delays, trip cancellations and stolen or lost luggage if you have used your ANZ Platinum card to purchase the fare for your return flight within Australia.

90 day insurance on purchases

This coverage includes protection against theft, loss or damage that is accidental on many personal items purchased with this card. You will be covered for an entire 90 days from the purchase date. As well, you will be given a guarantee that if you ever find a better price on an item that you have purchased, within 21 days in a printed catalog, you are able to claim the difference spent. Your purchases are protected incredibly well with this Platinum credit card.

Travel features

As a Platinum cardholder you will be given special travel benefits that are exclusive and will save you money. One of the best travel features you will find on this card is the insurance. Travel and medical insurance is provided free of charge for overseas travel. You will be covered for liability, loss of income, accidental disability or death, amendment and cancellation costs and for any damage or loss of your travel documents or luggage. Your overseas dental, medical and many other additional expenses will be covered when you travel. You also have the option of purchasing cover for medical conditions that are pre-existing before heading out for your travels.

Pay in installments

Sometimes it can be difficult to make a full payment on a holiday in advance and that’s when the ANZ Platinum card comes in handy. You are given the option to make your payments for your travel-related products in installments that last either 6, 12 or 18 months. This gives you more flexibility to get on the holiday that you really want and deserve.

You must purchase at least $500 worth of travel products to be eligible for this installment plan. This $500 must have been spent in one transaction as well. You will be given a discounted rate of interest for paying back the balance owing so that you can really plan a great holiday. The interest rate will only be 0% p.a. for 6 months (reverts to 19.24% p.a.).

You can also take the option of paying only 0% p.a. for 6 months (reverts to 19.24% p.a.), starting from the day the items were transferred to this plan. Simply purchase the items and then call ANZ to request that these purchases be switched over to the payment option.

Other travel features

Use your own concierge service to help you book your holidays. If you are looking for information about flights, recommendations for areas to visit or need a hand with any other arrangements you can use a personal assistant. This works great for people that are too busy to give their holiday booking the time it deserves and want to be sure that they are planning the best trip possible.

You can also rest assured that in the event that your card is ever stolen or lost while you are away it will be replaced quickly and effectively. Peace of mind is important when you’re away and the ANZ Platinum credit card delivers that important feature.

Annual fee

ANZ Platinum cardholders can enjoy the exclusive benefit of not paying the initial annual fee since it is waived. Not only that, if you spend a minimum of $20,000 in purchases that are eligible using your Platinum card a year before the fee date, you will not have to pay the next annual fee either.

This is an incredible savings that you can use to put towards your next holiday or something else that you have been meaning to purchase.

Features and benefits of the ANZ Platinum card

Here is an overview of the benefits and features you will find on this prestigious Platinum card.

• Access to a personal assistant for travel through your concierge service.
• No extra charge for car-rental coverage.
• Payment options can be arranged, which are flexible.
• The initial annual fee is waived, and the second may be waived as well.
• You can add another nine cardholders to your Platinum account without any added cost.
• You will be given access to merchandise packages, special events packages and products for home entertainment through Visa entertainment.
• Purchase rate is 0% p.a. for 6 months (reverts to 19.24% p.a.)%.
• Cash advance rate is 20.99% p.a..
• The minimum credit limit has been set at $6000.
• You are given up to 55 days of interest free shopping for purchases.
• Access to the ANZ Wine Club, eDine and Secure Sentinel.
• Access to privileges with Visa Platinum.

Applying for the card

It will only take 15 minutes of your time to fill out the application in its entirety as long as you have the following information by your side.

• Your ANZ account number if you are an existing customer.
• Details of any liabilities and assets and your income.
• The name and number for your accountant if you are self-employed.
• Your driver’s license, issued in Australia, if you have one.
• The address of your employer.

It is a fast processor to fill out the application form online and help is available if you need it. Assemble the information first so that you don’t have to leave the form because it will timeout after 15 minutes if it is unattended and you will need to to start over again.

There are a lot of reasons why you should apply for the ANZ Platinum card, but the best reason is you can make this card work for you. If you’re looking for a luxurious card that is flexible and convenient you have found it in this prestigious Platinum card.

Read the official terms and conditions