Aussie Credit Cards

Aussie may only offer one card, but they do it well and offer a deal packed with easy to use features, low rates and fees, and your choice of balance transfer offers to help you control your credit card spending, and keep it under control into the future.

Compare Best Aussie Credit Cards

Credit Card	Card Details	Interest Rate p.a.	Cash Advance Rate p.a.	Balance Transfer Rate p.a.	Annual Fee	Interest Free Days (Up To)
Aussie Mastercard	Choose between 2 Unique offers from Aussie	2.99% for 6 months (reverts to 12.29%)	18.79%	2.99% for 6 months	$49	55	Apply » More »

The Aussie credit card deal is an affordable one, which can help you get out of debt and stay out of debt with an annual fee waiver, several balance transfer offers and a low ongoing purchase interest rate. Aussie are considered to be the new kids on the block, having only been in the Australian financial market for the last 18 years, but they are now partnered with ANZ and expanding from home loan products into affordable, easy to manage credit options.

Features of the Aussie MasterCard Credit Card

With just one credit card on offer, Aussie may not seem to have much to offer at all, however the Aussie MasterCard can meet your needs if you’re looking for the best deal on:

• A no annual fee credit card. The Aussie MasterCard deal waives their annual fee of $49 for the first year your account is opened. This gives you the chance to be free from one more bill while you learn to manage your credit responsibly. Plus the fee is so low, you probably won’t even notice it being charged the following year.
• A low interest rate credit card. The purchase rate on the Aussie MasterCard is below the teens and is currently just 12.29% making it one of the lowest low interest rate credit card deals available. This means that even if you do slip into having to rollover a balance on your card, you are going to be charged such low interest you will be able to regain control of your debt before it gets out of control. Plus, unlike many other low rate credit cards, the Aussie credit card deal also includes 55 interest free days so you have even more opportunity to avoid paying interest.
• Your choice of a 6 or 9 month balance transfer offer. If you are already struggling with credit card debt, transfer it to one of Aussie’s balance transfer offers. You can choose from a 2.99% balance transfer interest rate for 6 months, or a 3.99% interest rate for 9 months, depending on your budget and the balances you are transferring. At the end of your balance transfer period, your interest rate will revert to the low purchase rate of 12.29% where many other balance transfer credit card deals will revert to their cash advance rate.

Aussie as a Credit Card Provider

They only offer one card and they’re kind of new around here, so why should you consider a credit card deal from Aussie? The benefits of Aussie as a credit card provider include:

• They started in the home loan market. Aussie have always been dedicated to looking after the future and security of their customers through home loan products, and now they are applying those same attitudes and service principles to their credit card deals. That is why the credit card deals are so affordable because Aussie knows you can’t grow towards the future you want if you are being crushed by credit card debt.
• They provide a MasterCard which comes with a host of benefits. Aussie set the fees, interest rates and specials on their MasterCard credit card, but there are some deals which are specific to the merchant of the card too. As a MasterCard holder you will have wide acceptance around Australia and around the world so you will never be unable to make a purchase. Plus you will have the added security of the MasterCard SecureCode system which requires an additional layer of identification when you use your card online at participating online stores. MasterCard also offers exclusive access to pre-sale tickets, special events and merchandise, just for being a card holder.

For more information about how the Aussie credit card deal compares with the offers from other top Australian providers, view our comparison tables here. Once you’ve settled on the credit card deal which is best for you, follow the secure link directly to an online application form where you can set your finances on a rewarding road to recovery, and ensure they remain under control once they get there.

Editors Choice: Best Credit Card Deals

Credit Card	Card Details	Interest Rate p.a.	Cash Advance Rate p.a.	Balance Transfer Rate p.a.	Annual Fee	Interest Free Days (Up To)
Suncorp Clear Options Standard	An excellent balance transfer offer of 1.9% p.a. for 12 months and a standard purchase rate of 12.24%	12.24%	17.99%	1.9% for 12 months	$39	0	Apply » More »
HSBC Credit Card	Excellent credit card, with a 0% p.a. for 6 months balance transfer offer, and pay $0 for the life of the card	16.99%	20.75%	0% for 6 months	$0	55	Apply » More »
Bankwest Lite Mastercard	Enjoy an introductory rate of 5.99% p.a. for 12 months on both balance transfers and purchases. After 12 months, the purchase rate reverts to 10.75% p.a.	5.99% for 12 months (reverts to 10.75%)	20.99%	5.99% for 12 months	$59	55	Apply » More »