Aussie Mastercard Credit Card

Following are the key features of the Aussie MasterCard. These offers speak for themselves;

• Balance transfer rate of
• Purchase rate of
• Annual fee of
• Interest free period of 55 days
• cash advance rate
• Standard MasterCard without any rewards programme

The Aussie MasterCard stands out because of its low interest rates. Other cards offer interest rates ranging from 16% to 39%. These rates also depend on the circumstances and your earnings but overall no other card offers an interest rate of 9.99%.

This considerably low rate of . This rate is forever and not for just limited time.

When you look at other credit cards in the market then you understand why all the fuss about the Aussie MasterCard. Lenders like ANZ, Westpac, NAB and CBA offer a minimum interest rate of 13.49% whereas Virgin offers a minimum interest rate of 16.95%.

And this is just the start. You get balance transfers at an impressive rate of . So if you’re thinking of switching your old card and want to transfer the balance from it, you won’t find a better deal than the Aussie MasterCard.

It is also great in offering more affordable annual charges. With an annual fee of and interest free shopping for 55 days, you simply cannot ignore this offer.

An Introduction To Aussie

Some of you might be wondering what is ‘Aussie’? It is always a good idea to get some info about the company that you’re about to make a deal with. Aussie was setup in February 2002 and is the biggest non-bank financial service provider in Australia.

If you are buying an Aussie card, you can be sure of its card security. Your card transactions are monitored for any suspicious activity and you are promptly informed of any unauthorized attempt at using your card.

Associated Fees

Along with the annual fee, you will be charged $10 for every additional card order. And for additional card holders you will pay $10 annually for every card. For cash advances, you will pay 2%, $4 is the minimum charge for a cash advance. Also keep this in mind, some companies charge small amounts for using your card at their ATMs.

Going over your credit limit costs $25 and the same charge applies on missing a monthly payment. And when you use your card overseas, you will be charged a transaction fee. At present, it is 3% of the amount of foreign currency that is charged to Aussie.

Balance Transfers In Aussie MasterCard

You won’t find a better balance transfer than this. You get the opportunity to take care of your old debt at . This is plenty of time to make the most of the incredibly low transfer rate.

In most of the cases, when you transfer your balance to a new card, you are only able to reach the interest rate payments and not beyond that. But with this offer, you can actually take care of the principle amount too while making your interest payments.

At Aussie’s you do not have to worry about the paper work and registration processes. Aussie staff takes care of the most of it and warmly assists you with the rest. Keep in mind that you can only transfer 95% of your agreed credit limit on Aussie MasterCard.

Aussie website offers a very handy calculator for you to check out everything for yourself. It is very easy to use and it helps you to find out how balance transfer will affect your overall financial footing.

How To Apply?

You need to satisfy a few conditions to be able to acquire Aussie MasterCard. You need to be over 18 years old, be an Australian citizen and should be earning over $15,000 annually.

If you satisfy the above requirements, there are five ways you can apply for this card;

• You can apply online (on Internet)
• Over phone
• By using a fax
• In person
• By posting your application to the company

So suit yourself and apply through whichever way you’re most comfortable with.