Bank of Queensland Credit Cards
The Bank of Queensland credit cards are available to meet any cardholder's needs. If you're looking for a new credit card you can decide on a card from their wide range of products.
Best Bank Of Queensland Credit Cards
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When you choose the Bank of Queensland credit cards you can choose from cards that offer low rates and interest-free days, amongst other cards that you can use for your everyday needs and for special purposes.
Bank of Queensland credit cards
Whether you're looking for a standard, Gold or Platinum credit card , the Bank of Queensland has them all. Each card is designed to meet the individual needs of the cardholder and you are given a wide selection of cards to choose from.
A Gold or Platinum card is best for people that have a higher level of income and a good credit history. These cards offer special perks and benefits that you can't find on a standard card. You will have to pay a little more to manage one of these prestigious cards, but if you make the most of the card and use all the extras that come with it, you will end up well ahead.
Standard cards are great for people that aren't looking for anything extra in a credit card and just want something simple and easy to use. The Bank of Queensland offers easy-to-use cards that still have enough features to keep any cardholder happy.
How to apply for a credit card
Applying for Bank of Queensland credit cards is very easy and fast to do. If you fill out an online application form it will only take up to two business days to find out if you have been approved for a new card. At any time you can check your application status on the Internet.
The application process is completely secure so you don't have to worry about any of your personal details being compromised. If you prefer to submit the application at a later date, you can also apply by downloading the PDF application. You must then fill it in and fax it, mail it or drop it off at a local branch in person.
Bank of Queensland history
The Bank of Queensland is one of the most successful Australian banks and also one of the banks that has been around the longest. There are 240 branches located in the country and it has won many awards and gained recognition for its accomplishments. These awards include Best Regional Bank and Choice Regional Bank of the Year, to name only a couple.
This bank was established in 1874 as the first building society that was permanent in Queensland. It was called The Brisbane Permanent Benefit Building and Investment Society and it achieved bank status 13 years after it underwent major reorganization. It merged with other financial institutions in Queensland in 1942 and became a certified and fully-fledged trading bank.
It changed its name to the Bank of Queensland in 1970. During this year it also began using a system that was computer-based and entered the Australian Stock Exchange as a publicly traded firm. After 12 years had passed, the Bank of Queensland Savings Bank Ltd merged with the Bank of Queensland to become a subsidiary that was wholly-owned.
In 1985 it opened branches in Cairns and Townsville and continued to grow between the years 2001 and 2004. During those expanding years it started more than 50 branches in Queensland. The Bank of Queensland expanded to more than 240 branches by 2007 and had branches in all territories and states in Australia.
Products and services
The Bank of Queensland is divided into three separate divisions which include online banking, business banking and personal banking.
Business banking
This division of the bank deals with organizations and corporate clients. It also works with entrepreneurs that are either starting up a new business or are currently operating a business and need advice.
Business managers assist customers with their business decisions and help with overdrafts and financing. Managers make themselves readily available to service clients when needs arise or questions need to be answered promptly.
Services offered
The business section offers the following services to its clients:
- Business loans.
- Merchant services.
- Farm management.
- Equipment financing.
- Statutory trust accounts.
- Business transaction accounts.
- Commercial insurance.
- Business investment accounts.
- Debtor finance.
Personal banking
If you plan on doing your personal banking at the Bank of Queensland you will receive the following services:
- Credit Cards
- Home loans.
- Personal loans.
- Superannuation.
- Insurance.
- Savings accounts.
Online banking
The Bank of Queensland offers a system for online banking so that clients can easily and quickly access the services and products offered by the bank whenever they need to. If you have BOQ credit cards, you will be able to access your latest transactions and also look at your online statements. This will help you keep track of your card usage for easy credit card management.
Security is always at its highest level for online banking at the Bank of Queensland. You can feel confident about working with this system and using the e-mail function to ask any questions. If you are interested in filling out an application for Bank of Queensland credit cards it can be done online with complete safety.
Community involvement
The Bank of Queensland is very involved in its community and invests its efforts through fundraising, sponsorships and contributions. It also helps young people in various communities develop activities and projects. By investing in the community, this effort is shared by employees and shareholders too, which makes for a win-win situation all around. The Bank of Queensland also sponsors cultural, educational and sporting programs in the state.
You know that you can trust Bank of Queensland credit cards, since this bank is well-rooted in the community and makes the point of adding to community involvement any way it can. A bank that cares will help you with any credit card or banking needs you have better than a well-oiled banking machine type of bank that really doesn't give back to its valued customers.
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