Bank of SA Credit Cards
If you're looking for a new credit card take a look at the Bank of SA credit cards. These cards are the same as the ones you would find at St.George, but they are made available to South Australians by BankSA.
Compare the Best Bank of SA Credit Cards
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There is a large range of Bank of SA credit cards to choose from. No matter what you expect from a card, or what you want to use it for, these credit cards have all the features and benefits you need to make the card perform for you. You can choose one of these BankSA cards in confidence knowing that this bank has always been a leading innovator for cutting-edge technology and was the first bank in South Australia to provide online banking to its valued customers.
History of the Bank of SA credit cards
In 1848 bank SA first opened its doors in South Australia. Ever since, it has been established there and is the biggest South Australian financial institution. It is also the main provider for personal finance, housing and banking services in the rural sector. It is a proud sponsor of many events in the State and runs a charitable fund that donates to about 100 Northern Territory and South Australian-based charities per year.
The Bank of SA has more than 120 separate branches in South Australia, both in the cities and in rural areas, and also has branches located in the North.
Bank of SA services
Here are some of the comprehensive banking services offered by the Bank of SA.
- Home loans.
- Services to help you pay off your housing loan faster.
- Asset protection.
- Retirement planning.
- Great investment rates.
- Personal and business banking.
- Investment products.
- EFTPOS.
- Merchant card services.
- Funds management.
- Superannuation.
- Export, import and leasing financial services.
What the Bank of SA can do for you
BankSA is committed to growing and supporting local businesses and the community and offers all of their services at the highest level possible. You can also expect the following commitments from this bank:
1. Security
The Bank of SA is committed to protecting all your account and credit details. Minimizing fraud on your Bank of SA credit cards is accomplished by monitoring your card activity for unusual transactions. By knowing your normal behaviors for spending, card monitors will be able to detect transactions that seems suspicious and alert you about them. You will be asked to call back the number provided on your BankSA credit card to make sure that everything is on the up and up. If fraudulent activity is confirmed, access will be blocked to your card and a new card set up. In the event that you cannot be contacted, the bank will temporarily suspend the use of your card for safety purposes.
2. Customer commitment
Customer service is always a top priority at this bank. Your complete satisfaction is important and BankSA will always strive to keep you happy with its products and services. ATMs are set up in South Australia for your convenience and you can use an ATM from Westpac when you're traveling. You won't have to pay a foreign fee for using this ATM.
3. Keeping you informed
You can receive SMS alerts and e-mails from Bank SA to easily monitor the balances on your account from any location. If you want to be alerted when your balance gets low or when an direct debit has occurred you just need to sign up to receive them.
4. EFTPOS and ATM prevention
Skimming technology has been built into all of the ATMs offered by BANKSA so that thieves cannot get access to the machines and steal your personal information. The ATMs are also provided with shields for PIN protection. Transactions made with EFTPOS are monitored continually for your protection.
Balance transfer cards
If you are interested in owning one of the Bank of SA credit cards, and currently hold a credit card with a large debt on it, you may be interested in getting a balance transfer credit card. You are able to transfer over the balance on your current high-rate card over to a BankSA credit card with a low rate.
All of the balance may be forwarded over to the new credit card, depending on the credit limit, in order to get your debt under control with a manageable interest rate. If you use this balance transfer card as a form of debt consolidation, you can transfer multiple balances from other cards over to one card. This will give you more control and manageability over all your credit card debts. You won't have to waste time organizing your payments on different cards and worrying about due dates all the time.
How to make a balance transfer
If you are already a customer with Bank SA you can make an application online to transfer over a balance. If you are a new customer, you can complete an application for Bank of South Australia credit cards online and simply fill in the information about your current balance on the application form. It is a very simple process and should take no longer than 15 minutes, as long as you have gathered up your personal details, income and employment data ahead of time.
How long it takes to make a balance transfer
It usually takes about 14 days for the transfer to get processed. A new customer has to activate the card before the transfer can begin processing. You will also have to pass an identification check first. Until you have received notification that a successful balance transfer has taken place, you need to continue to make your monthly payments on your current credit card.
Bank of SA credit cards are offered with the customer in mind and have many built-in features to help you make the best use of the card. Bank SA has been around many years and has solidified its reputation by offering quality service and exceptional value to every customer that walks through its doors or enters its website.
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