Bank of South Australia Vertigo Mastercard

The BankSA Vertigo MasterCard was awarded Australia’s Best Balance Transfer Card by Money Magazine. To those who are trying to pay down credit card bills with ridiculous interest rates getting a great balance transfer deal is a top priority.

A balance transfer is when you move the debt from one, or several, cards over to another credit card. This is usually done to take advantage of lower interest rates. Most of the time it requires a great deal of discipline to use your new card for nothing else until the balance transfer is paid off because most cards have a much higher interest rate on purchases, causing cardholders to wind up in an endless debt cycle yet again.

The BankSA Vertigo card has a deal that can help avoid the merry-go-round of card payments. Right now you can transfer an old debt and pay just . Thes rates allow you to use your card for both purchasing and the balance transfer without worry about the amount of interest that is being racked up. Just be sure to pay off both debts before the introductory six months runs out, or you might spend more on interest then you planned.

BankSA Vertigo Features

Low Rates and Fees – The annual fee for this credit card is just , one of the cheapest currently available. The interest rate for purchases after the six month introductory period is a low % per annum. Cash advances carry a per annum interest rate. Along with interest free days you can own this card for practically nothing.

Security – BankSA Vertigo employs the Falcon Fraud system that provides all day, every day account monitoring for suspicious activity. You are also protected from responsibility for transactions that are unauthorised or fraudulent as long as you did not contribute to it by sharing your account details with a third party. The card is backed by MasterCard so you can count on secure online shopping with MasterCard SecureCode.

In addition to all of that the BankSA Vertigo card gives you access to great benefits with the BankSA Instant Benefits Program. You may also link the card with your other BankSA accounts, making life just a little bit easier.

Read the official terms and conditions