Bankwest Credit Cards
Best Bankwest Credit Card
The Bankwest Lite Mastercard is an excellent card for people who may not be able to pay off their balance in full each month, it currently has the lowest interest rate of all credit cards offered in Australia, which makes this a very attractive card.
- Purchase rate of 10.75% p.a.
- 1.99% p.a. for 9 months on balance transfers
- $59 annual fee
- 10.75% p.a. on purchases
- Up to 55 days interest free
Click here to read the Bankwest Lite Mastercard terms and conditions
Bankwest Provider Review
Bankwest credit cards offer one of the lowest interest rates available on purchases, which can be ideal for customers wanting to save money. Along with low interest offers, Bankwest also offers a range of credit cards with no annual fee or very low balance transfer interest rates.
| Credit Card | Card Details | Interest Rate p.a. | Cash Advance Rate p.a. | Balance Transfer Rate p.a. | Annual Fee | Interest Free Days (Up To) | |
|---|---|---|---|---|---|---|---|
|
Get yourself Australia's lowest standard purchase rate credit card |
10.75% | 20.99% | 1.99% for 9 months | $59 | 55 | |
|
Receive an extra 12 months extended warranty on Australian Warranties, also comes with complimentary travel insurance |
10.75% | 21.49% | 1.99% for 9 months | $89 | 55 | |
|
Similar to the gold card, additional 3 card holders for free. Complimentary 24/7 concierge service |
10.75% | 21.49% | 1.99% for 9 months | $120 | 55 | |
|
Basic no frills card, has good balance transfer offer and reasonable purchase rate and $0 annual fee. |
16.99% | 16.99% | 3.99% for 9 months | $0 | 55 | |
|
Receive 12 months extended warranty on purchases with Australian Warranty, also comes with complimentary travel accident insurace |
16.99% | 16.99% | 3.99% for 9 months | $0 | 55 | |
|
Same features as Gold card however receive complementary 24/7 concierge service |
16.99% | 16.99% | 3.99% for 9 months | $0 | 55 |
Choosing the Right Bankwest Credit Cards
When it comes to choosing the right Bankwest credit cards to suit your individual spending needs, it’s important to compare the options available. You should consider your own spending habits and the amount of credit card balance you’re likely to carry from month to month before you make your decision.
Bankwest offer several different options for credit card account holders that are designed to suit various different spending levels and balance requirements.
Bankwest Zero Platinum Card
This award-winning credit card offers customers the benefit of paying no annual fee, at the same time as offering a very low interest rate on balance transfers for the first 12 months.
If you’re currently paying high interest rates on outstanding credit card balances with other lenders, then consider consolidating those balances over to one of the Bankwest credit cards. You’ll be saving money on interest charged on your outstanding balances, which can reduce your monthly payments and free up your cash flow. This makes it much easier to begin working to repay those debts quickly.
Bankwest Lite MasterCard
While the Bankwest Lite MasterCard also offers very competitive, low interest rates on balance transfers, this card offers the double benefit of low interest rates on purchases. There is a choice of Bankwest credit cards offering similar options, but this particular card is useful for those customers who may not always be able to repay the amount they spend every month.
If you know you’re likely to carry a balance from month to month, then it’s important to pay as little interest on your balance as possible. You may pay a low annual fee on this type of card, but this amount is still far lower than many other credit card providers charge.
However, if you are the type of customer who pays off the balance each month, then you can benefit from using the interest free days offered with this type of card. As long as your balance is cleared by the end of those interest free days, you could find you pay no interest at all.
Bankwest Zero MasterCard
The Bankwest Zero MasterCard is a ‘no-frills’ credit card that combines the benefit of a low interest rate on balance transfers, a competitive rate on purchases, but also offers a great rate on cash advances.
Of all the Bankwest credit cards, the Bankwest Zero MasterCard combines several benefits designed to help customers who know they may need to access cash from their available credit limit from time to time.
Editors Choice: Best Credit Card Deals
| Credit Card | Card Details | Interest Rate p.a. | Cash Advance Rate p.a. | Balance Transfer Rate p.a. | Annual Fee | Interest Free Days (Up To) | |
|---|---|---|---|---|---|---|---|
|
An excellent balance transfer offer of 1.9% p.a. for 12 months and a standard purchase rate of 12.24% |
12.24% | 17.99% | 1.9% for 12 months | $39 | 0 | |
|
Excellent credit card, with a 0% p.a. for 6 months balance transfer offer, and pay $0 for the life of the card |
16.99% | 20.75% | 0% for 6 months | $0 | 55 | |
|
Enjoy 1.9% p.a. for 12 months on balance transfers as well as earn 3 Skywards Miles for every dollar spent, plus all the benefits & privileges of a platinum card. |
20.74% | 20.74% | 1.9% for 12 months | $229 | 55 |