Bankwest Lite Gold MasterCard

Find out how you can save a small fortune on interest charges with the Bankwest Lite Gold MasterCard. Enjoy the lowest regular purchase rate of 10.75% and all the normal perks of a gold credit card.

For many people, times are still tough economically and there are debts to be paid off, but if your debts are on a credit card then you should take a look at the Bankwest Lite Gold MasterCard.

Bankwest Lite Gold MasterCard key features

The Bankwest Lite Gold MasterCard is currently offering a fantastic introductory balance transfer deal of just 1.99% p.a. for 9 months, if the debt is transferred from a non-Bankwest credit card. If you are currently paying a regular interest rate on your credit card debt, then you will be paying anywhere between 10% and 20%, although if your rate is 10% then it’s probably a Bankwest Lite MasterCard already, as all the Bankwest Lite MasterCards – regular, gold and platinum – have an ongoing purchase rate of just 10.75%.

Reducing your interest rate to 1.99% p.a. for 9 months is likely to save you hundreds of dollars in interest, and possibly more if your debt is a large one.

Getting back to the ongoing interest rate … 10.75% is the lowest you will find in Australia, and this means that if you don’t manage to pay off your transferred debt within the twelve month period, you will not be hammered by a huge increase into the high teens, which can happen with certain other credit cards with attractive balance transfer offers. This rate also means that the Bankwest Lite Gold MasterCard can continue to be a credit card you can use every day, compared to some balance transfer credit cards that are great for the introductory deal but then need cutting up due to prohibitively high regular interest rates.

The annual fee is also comparably low with the Bankwest Lite Gold MasterCard at just $89, and you can enjoy the normal 55 days interest-free credit on your purchases providing you are not carrying a balance over from the previous month.

Extra benefits of the Bankwest Lite Gold MasterCard

The Bankwest Lite Gold MasterCard also provides the perks you would normally expect with a more prestigious card. You can enjoy complimentary travel insurance and accident insurance protection, automatic purchase protection on any goods you buy with the card, a price guarantee should you find an item cheaper elsewhere, and up to 12 months extra warranty on top of the usual manufacturer’s warranty.

Key features checklist

• 1.99% p.a. for 9 months on balance transfers from non-Bankwest credit cards
• Exceptionally low 10.75% regular purchase rate
• Low $89 annual fee
• 55 days interest-free on purchases
• Free travel and accident insurance
• Free extended warranties
• 90-day purchase protection
• Price guarantee

With all these great features and the chance to save hundreds of dollars with its balance transfer deal, a Bankwest Lite Gold MasterCard makes perfect sense. Apply Today For Your Bankwest Lite Gold MasterCard