Bankwest Breeze MasterCard

Bankwest Breeze MasterCard Credit Card is an entry level bank card, especially taking care of the budget conscious people. It is in fact stress relieving for people who are struggling because of their high credit card rates.

This card offers on purchases and reverts back to 10.75%. Following is a list of Interest rates, fees and charges;

• on purchases
• on balance transfers
• Cash advance rate of
• Annual fee of only
• Up to 55 interest free days
• 3 additional cardholders—-absolutely free!
• 24/7 account access through online banking
• Card acceptance at 28 million outlets throughout the world

Bankwest is a well reputed regional bank that has a strong presence in Western Australia. They do operate all across the continent, providing Aussies with a wide range of financial products. Their MasterCard offer is a breath of fresh air for many people. With Bankwest Breeze MasterCard Credit Card you can benefit from great purchase rate at over 28 million places on earth.

Bankwest Breeze MasterCard – Key Features

It’s a no frill, easy to manage card, custom built to cater for the needs of the masses. Following is a summary of its features that make it the People’s Card.

Low Interest Rates

The regular interest charge offered on this card is among the best in the country. Of course there is this time limit during which this special low rate is applicable. But given its sufficiently long duration, card users won’t be feeling the sting of reverted interest rates any time soon.

Bankwest calls their Breeze MasterCard, the ‘lowest stress card’, and by looking at their amazingly low interest rates, it is hard to disagree.

Cash Advance Rate

Cash advance rate is significantly higher than its purchase rate but it is not much of a worry because this rate is within the standard purchase rate in Australia.

Special Balance Transfer And Advantages

Balance transfer offer makes things simple and easier for you. It combines all your small debts into one place and you take care of all these tiny but countless debts by making one monthly payment.

You also get the chance to rearrange your finances, place them in order. And when you transfer balance from your old card, you get to repay your debt at a lower (much affordable) rate. And you get this balance transfer at a considerably low rate for the whole year. This grace period beats most offers by other lenders.

55 Interest Free Days of Shopping

55 days of interest free shopping is attractive but it won’t commence if your balance transfer remains outstanding.

Low Annual fee

With a low annual charge of you can add up to three family members on your card at this same annual fee.

Since it is a primitive card without any luxuries, it has no rewards programs or cash back options. Some of the features attached with the higher-end cards are also missing i-e. Complimentary travel insurance and purchase protection isn’t included in this package.

Overall this card offers best features in its chosen niche. With an annual fee of only $59 you get a profitably low interest rate card that takes care of balance transfers too. Moreover 55 days of interest free shopping and getting three additional card users without any extra charge makes this offer among people’s favorites.

Since it is a MasterCard, it comes with the trademark ‘zero liability guarantee’ and offers state of the art security features preventing credit card fraud.

Upgrade To Gold Or Platinum Version

If you earn a healthy income, you might be lucky to get your MasterCard upgraded to gold or platinum version.

Bankwest Breeze Gold MasterCard

Key features include;

• Travel with a peace of mind – this card has a part and parcel airline travel and accidental insurance cover
• Automatic purchase protection on any goods you buy
• Extra warranty on top of manufacturer’s regular warranty on purchased goods
• MasterCard Moments features
• Annual card fee of

Bankwest Breeze Platinum MasterCard

• This is the ultimate experience in Bankwest cards. If you upgrade your MasterCard to platinum, you get these;
• Have a 24/7 care taking service assisting you with travel, hotel and flight bookings, shopping and medical facilities.
• In-built travel and accidental insurance protects you wherever your business takes you
• Purchase protection on your purchases
• A full year’s warranty on top of your manufacturer’s warranty on goods purchased
• MasterCard Moments features
• Annual fee of

Read the official terms and conditions