Best Bankwest Low Rate Credit Card

March 4th, 2010

When it comes to choosing the best Bankwest low rate credit cards, there are many great options to choose from. With the benefit of low rates on balance transfers and on purchases, as well as low annual fees, there are plenty of options for saving money on credit card charges.

Finding the Best Bankwest Low Rate Credit Cards

Bankwest offers more than one low rate credit card, but when you compare them side by side, you’ll soon notice there are options available for each type of customer’s spending habits.

Bankwest Breeze Gold MasterCard

One of the best Bankwest low rate credit cards is the Bankwest Breeze Gold MasterCard. Offering a brilliant low rate on balance transfers of 1.99% for 12 months, this credit card can help people with outstanding credit card balances to reduce debts quickly.

The object of a balance transfer is to consolidate any unpaid debts from other credit cards or store cards into one new balance. The old accounts would have been attracting high interest charges.

However, with the best Bankwest low rate credit cards, if you roll your balances into this type of account, your interest charges are reduced significantly. This can reduce your monthly payments and dramatically reduce the amount of interest you’re charged. These things make it much easier to work on a debt reduction plan and reduce those balances quickly.

On top of all this, the low rate of p.a. on purchases means you’re able to carry balances without attracting high interest charges. This is one of the more competitive interest rates available in the Australian credit card market for purchases.

Bankwest Breeze Platinum MasterCard

The Bankwest Breeze Platinum MasterCard is easily another of the best Bankwest low rate credit cards choices. While the annual fee is a touch higher than the previous credit card, you can access the benefits of a reward system on top of the low rates.

This card also offers for 12 months on balance transfers, so if you’re paying far higher interest rates on outstanding balances, this could be ideal for reducing the amount you pay.

Aside from paying much lower rates on balance transfers, the low rate on purchases is also one of the most competitive rates available for credit cards. This card also offers complimentary international travel insurance.

The travel insurance can mean that any goods you lose or damage in transit can be claimed upon simply by calling your credit card provider up to an agreed amount. This same benefit can also be extended to include purchase protection, so you’re able to claim on any lost or broken purchases you make without worrying about the manufacturer’s warranty.

The best Bankwest low rate credit cards offer far more than just low rates. The benefits outside of the great interest rates are worth looking into.

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	Interest Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Cash Advance Rate (p.a.)