Best Credit Cards Offer

May 14th, 2010

What are the best credit cards in the market? The best credit card for you is really dependent on the features you want, whether it’s low interest rates, low fees or great rewards programs. This article provides a comprehensive list of the best credit card offers currently available.

Who can boast of having the best credit cards offer? To know the answer, you need to understand what specific feature in a credit card you are most interested in. Many credit cards offer low interest rates, low annual fees, great rewards programs and great balance transfer deals – but no single credit card offers the best deal on all of the different features. So, in order to select the best credit cards offer, you need to first decide which particular feature will suit your circumstances best. Read on to learn about the various credit cards for different aspects of credit card use.

1. Best introductory credit card – The best introductory credit card is the HSBC Credit Card. This card offers a combination of a great balance transfer deal of and a no annual fee offer.
2. Best balance transfer card – The best balance transfer card is the ANZ Balance Visa, which offers % interest for the first months on balance transfers.
3. Best value for money credit card – The best value for money credit card overall is the Citibank Clear Platinum, which offers platinum benefits, low interest rates and a modest annual fee.
4. Best low interest credit card – If you are interested in obtaining a credit card which has a very low interest on purchases, you should select the Bankwest Lite MasterCard, which offers p.a. interest on purchases. Of course, you should keep in mind that this is the interest charged on purchases and not cash advances – the cash advance rate is p.a.
5. Best no annual fee credit card – The best no annual fee credit card is the HSBC credit card, which does not charge any annual fee. It also offers low interest rates and a great balance transfer deal.
6. Best cashback credit card – The best cashback credit card is the American Express Platinum MoneyBack Card. Cardholders can earn up to 5% cash back on purchases during the first three months, and an ongoing 1% cash back after the initial period of three months is over.
7. Best rewards program credit card – The best rewards program credit card is the American Express Gold Ascent Card. This card offers complimentary membership into the Membership Rewards Ascent program of American Express. The rewards include transferability of points to airline miles with 7 leading airlines, gift cards, travel packages and more, for a mere annual fee.

Now that you know what the best credit cards offer, hopefully you will find it easier to pick your ideal credit card.

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Editors Choice: Featured Credit Card Deals

	Interest Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Cash Advance Rate (p.a.)