Best Credit Cards To Go Shopping With
March 15th, 2010
One of the main things people use their credit cards for is shopping. Whether it be online, or in the actual store credit cards are probably the most used method of payment. Of all the cards available, what are the best credit cards to shop with?
One of the most popular methods of payment for consumers is credit card. Whether we are doing our grocery shopping, booking theatre tickets, or buying fuel for our cars, the ease and usability of the credit card makes it the choice of the nation.
There are many different kinds of credit cards available, and some serve a slightly different purpose than others. Some cards are aimed at big spenders, who pay their balances off monthly and get reward points, whilst other cards with special balance transfer rates, are better choices for people with bigger card debts, that need to reduce the amount of interest they pay.
Finding the best credit cards to shop with
As a general consumer then, which would be the best credit cards to shop with? Primarily, if we are looking for a card that we can shop fairly freely on, then we are looking for something with a low interest rate on purchases. We would also be looking for offers that have interest free periods on purchases, and maybe even extended warranty on purchases.
The best thing to do is have a look at what’s available to you. There are many lenders and some cards will suit you better than others. Here we will look at one of the best credit cards for shopping with.
At the moment St.George have a good offer on card that gives a you a great rate of interest on purchases. The Vertigo MasterCard. Here is what it offers:- An interest rate of 2.99% on purchases for up to 6 months.
- An interest rate of 2.99% p.a. for 6 months on balance transfers.
- A very competitive variable rate of 12.49% after the introductory period has ended.
- A low annual fee of $55
- You are allowed to apply for an extra card for friends or family members at no extra charge.
- Up to 55 days interest free on purchases.
- Linked access to your other St.George accounts.
They also make using the card as secure as possible as well with their Falcon Fraud System, which protects your transactions 24 hours a day, 7 days a week. If you have any any concerns or are worried about a fraudulent transaction being made on your card, they have a telephone number you can ring to let them know straight away.
Application for the card is made easy too. You can apply online, in your local branch, over the phone or even by post. All in all from the many cards we have looked at (and there are a lot of choices out there) This little card from St.George is one of the best credit cards to shop with.
Editors Choice: Best Credit Card Deals
| Credit Card | Card Details | Interest Rate p.a. | Cash Advance Rate p.a. | Balance Transfer Rate p.a. | Annual Fee | Interest Free Days (Up To) | |
|---|---|---|---|---|---|---|---|
|
An excellent balance transfer offer of 2.9% p.a. for 12 months and a standard purchase rate of 12.24% |
12.24% | 17.99% | 2.9% for 12 months | $39 | 0 | |
|
Excellent credit card, with a 0% p.a. for 6 months balance transfer offer, and pay $0 for the life of the card |
16.99% | 20.75% | 0% for 6 months | $0 | 55 | |
|
Enjoy 0% p.a. for 6 months on balance transfers as well as save $50 on the annual fee for the first year |
11.49% | 21.24% | 0% for 6 months | $49 for first year ($99 after) | 55 |