Best Platinum Credit Cards

April 27th, 2010

A platinum credit card can offer you a range of features and benefits as a card holder, however, on of the most exciting and intangible features of the best platinum credit card is that feeling of prosperity, exclusivity and prestige which comes from having a platinum card at your beck and call.

Find out more about the more practical features and benefits of the best platinum cards available, and start enjoying the platinum lifestyle you deserve.

Benefits of a the Best Platinum Credit Card Deals

A platinum card can often be equipped with just about any feature and service you can think of, even if you’d never consider a feature as one offered by a credit card, your platinum card can probably make it happen. For example, when you take advantage of the best platinum credit card deals available, you can enjoy:

• Personalised service 24 hours a day, seven days a week. This means you can call on your platinum card service for anything from booking a table at any of the best restaurants in Australia, to a balance enquiry when you are on the other side of the world.
• Premium extra features. The special offers and discounts of a platinum card deal will be exclusive to the credit card provider, but when you take advantage of a platinum credit card deal, your credit card company works hard to make sure you feel like a star – some even go so far as to make sure you are rubbing shoulders with the stars, by including invitations and tickets to the hottest events and parties as part of the deal. Others will give you exclusive access to concert or event tickets before they have been released to the public.
• No credit limit. That’s right, the sky can be the limit if you choose a platinum credit card deal with no set spending limit. While your provider will monitor your spending in line with what they know about your income and financial situation, you can spend as much as you can afford to repay.
• Extensive travel insurance. If you like to use your platinum card to spend on travel, then you are likely to be covered with extensive travel insurance options so you’ll be ready to go. The cover will typically extend to any family travelling with you, and can be for up to six months coverage for you, your possessions and public liability.
• Extensive purchase insurance. A platinum credit card deal will also offer you the best protection on your purchases by covering them for up to six months against being lost, stolen or damaged, and in some cases can add another 2 years to a manufacturer’s warranty for free.

How to Apply for the Best Platinum Credit Card Deal

While there are platinum credit card deals with exceptionally high rates and fees, if you shop around it is possible to find affordable platinum credit cards, and even $0 annual fee platinum cards too. When you have found the best platinum credit card deal for you, follow these steps to apply:

• You will need to earn a minimum of $65,000 a year in most cases. If this excludes you, don’t worry because some platinum credit card companies will allow you to complete a joint application and combine your income.
• Apply online in minutes. With an online application form you can take just 10 minutes and have a response in 60 seconds telling you if your application was approved.
• You can be a platinum card holder in a matter of days. Once your application is approved you just have to wait for it to be processed. Depending on the provider this can take several working days or a week to two weeks, but rest assured, you will have access to what will feel like the whole world, in no time.

Editors Choice: Featured Credit Card Deals

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