Best Rewards Credit Cards Programs

The best rewards credit cards programs allow you to accumulate points when you spend money on the card. You will be offered rewards such as cash back, gift cards, free flights and many other rewards just for using your card to make purchases.

Best rewards credit cards programs

There are different credit cards which are more suitable for people that spend different amounts on their cards. The best rewards credit cards programs for someone that only spends $2000 monthly is not going to be the best rewards credit cards scheme for the person that spends $5000 a month.

Here is a list of the best cards according to the amount of money spent every month.

$2000 spent monthly

This is the minimum amount you should expect to spend in order to have any benefit from rewards programs. If you spend less, you should not even bother with a rewards card since you will not get any real benefit from it, and it could actually end up costing you more. You should apply for one of the different types of cards mentioned if you spend a smaller amount.

The following cards have been rated as the most suitable cards for people that spend about $1,000 monthly by Cannex.

  • American Express Gold Ascent Card
  • Citibank Gold Card
  • ANZ Rewards Credit Card
  • Commonwealth Bank Awards Credit Card
  • $5000 spent monthly

    If you spend about $5000 a month on your credit card, the following cards offer the best rewards credit cards programs for you. You will have the potential to earn more than $500 worth of rewards annually.

    You would need to spend this much to cover the expense of the annual fee since it is very high, but once it has been covered you will receive many luxurious benefits. You should be earning approximately $70,000 annually to get approved for one of these cards. Once again, these cards have been rated by Cannex.

  • American Express Qantas Premium Card
  • Westpac Earth Platinum Cards
  • Citibank Platinum Card
  • Citibank Emirates Platinum Card
  • Commonwealth Bank Platinum Credit Card
  • If you are in the market for the best rewards credit cards programs then look no further than these cards. One of them is sure to fit your needs perfectly.

    Editors Choice: Featured Credit Card Deals

    Interest Rate (p.a.) Balance Transfer Rate (p.a.) Annual fee Cash Advance Rate (p.a.)  
    Westpac 55 Day Credit Card
    Westpac 55 Day Credit Card
    0% for 5 months (reverts to 19.59% )3.99% for 6 months$021.49% Read More About The Westpac 55 Day Credit Card Apply Now For The Westpac 55 Day Credit Card
    Citibank Clear Platinum Card
    Citibank Clear Platinum Card
    11.99% 2.9% for 12 months$9921.74% Read More About The Citibank Clear Platinum Card Apply Now For The Citibank Clear Platinum Card

    Best Credit Cards is a financial comparison website, it has no affiliation with Australian Banks. We make an effort to keep up to date with all materials posted on this website, however there can be a delay between us and the banks. Best Credit Cards only represents a limited group of credit cards that are currently accessible by the Australian Market. The term 'best' is by no means a representation of the best card in the australian credit card market. It may not represent the best choice for your individual circumstances. It is always advised that you seek consultation from your own financial advisor before making a decision.