Citibank BP Mastercard

Collecting points on a credit card is not for everyone, especially when you never know what your points balance is, and never seem to get any closer to being able to cash in those points for your reward.

Instead, there is the Citibank BP MasterCard which doesn’t require you to collect discount dockets to qualify you for discounted fuel, and doesn’t accumulate rewards points, just cash backs, credited directly to your account.

Features of the Citibank BP MasterCard Credit Card

If you want to see real rewards every month being credited onto your credit card statements, then the Citibank BP MasterCard could be right for you. Consider the additional features and benefits of the Citibank BP MasterCard deal:

• A 5.00% cash back at BP service stations. For the first $600 you spend each month at BP, you will receive 5.00% credited back to your account. This applies to fuel and anything you buy at the service station.
• A 0.50% cash back on all other credit card purchases. Other credit cards may accumulate rewards points when you pay your bills or buy your groceries, but how many cards credit you back a portion of each transaction amount? You can take advantage of the Citibank BP MasterCard cash back deal on the first $5,000 you spend each month so you can save wherever you spend, online, over the phone or in person.
• Cash backs are calculated within the statement period. Your BP and general spending cash backs are calculated within the monthly statement period. On the first day of the next statement period your cash back amount will be credited to your account and can go towards an outstanding balance you hold on your card, or remain in reserve for new purchases that month. Keep in mind that your cash back benefits are forfeited if your account is suspended, and of course if it’s closed.
• Worldwide acceptance and World Privileges. You can use your Citibank MasterCard with confidence around the world and at home without running into acceptance issues. Your Citibank BP MasterCard also includes the Citibank World Privileges offers which entitle you to up to 25% discount on shopping, dining and travel in Australia and around the world.
• A 55 day interest free period. Not available on balance transfers or cash advances, and applicable only if you pay your balance down to zero each month, you can enjoy a 55 day interest free period to avoid the purchase and cash advance rate. This allows you to enjoy the best deals on cash backs credited directly to your account, and you can even avoid paying interest all together.
• A low annual fee. On the Citibank BP MasterCard deal, you will be charged an affordable annual fee for your card, and just $30 a year for an additional card holder.
• A month balance transfer offer of % interest. A month balance transfer offer gives you the best chance at repaying your balance with plenty of room to move. You can avoid high interest charges, saving you thousands of dollars in interest in just one year, and you can take control of your credit card debt. Once you have repaid your balance, you can enjoy the best deals on discounted fuel, and discounted purchases.

How to Apply for the Citibank BP MasterCard

If you would rather collect cash than collect dockets, the Citibank BP MasterCard could be the one for you. You can start your online application now and start savings on all of your purchases and bills if:

• You are 18 years or older.
• You earn $20,000 a year or more.
• You are a permanent Australian resident.
• You have a good credit rating.
• You can choose a credit rating up to $25,000. The credit rating you are assigned depends on your application details, however you can have up to $25,000 available credit to earn cash backs and discounts every time you use your card.

Read the official terms and conditions