Citibank CitiBusiness Card

A business credit card can help you manage your cash flow and take control of your paperwork, but you can only enjoy these time and money savings benefits if you choose the card which best suits your business and your business turnover. Before you choose a business credit card for your business – big or small, local or international – you need to consider all of the features and the fine print. Therefore, read on to see if the Citibank CitiBusiness Visa card is the credit card you need.

Features of the Citibank CitiBusiness Visa Credit Card

When you compare the best deals on business credit cards, you want to choose a deal which is both rewarding and easy to use and a Citibank CitiBusiness Visa card works hard to earn you rewards points and is always there when you need it. Features of the Citibank CitiBusiness card to consider when comparing credit card deals include:

• Extra rewards points for every dollar you spend. The Citibank CitiBusiness credit card will earn you 1.25 points for every one dollar that you spend, and your points never expire as long as your account is open. You won’t earn rewards points on cash advance amounts, but your business credit card will work hard to go above and beyond your everyday business expenses and spending to reward you for your hard work.
• Rewards points can be redeemed for Frequent Flyer points. One Citibank CitiBusiness reward point can be redeemed for one Frequent Flyer point so you can enjoy business trips, a company retreat or a well deserved break just for spending on credit.
• Free travel insurance and 24/7 service. Your business credit card will look after you no matter where you are in the world and if you purchase your tickets using your CitiBusiness credit card you will enjoy full travel insurance coverage for free. You’ll also have access to the Citibank Business Concierge Service 24 hours a day, seven days a week from anywhere in the world, when you need help or information about your account.
• Up to 99 additional card holders. With the CitiBusiness credit card you can track your own business expenses and allow all of your staff to use a business credit card too. Your team won’t need to wait to be reimbursed for their business transactions and you and your staff will never miss out on a business opportunity because of cash flow restrictions.
• Up to $60,000 credit limit. The limit which is approved on your business credit card depends on your financial situation, but you have the freedom to make business purchases big or small while you wait for a tardy client to pay, or a cheque to clear.
• Choose credit card insurance. You also have the option to add credit card insurance to protect your business, your business credit rating and your own credit rating if you can’t meet your payments.
• A day interest free period to avoid charges. Your purchase rate will be and your cash advance rate will be so you may be glad of the 55 interest free days you have to repay your balance down to zero. You can spend on your business during the interest free period, and use the payments from customers which come in during the month to repay your balance before the interest free period expires.
• A annual fee. Each additional card will be charged just $30 a year.
• A month balance transfer deal with a % interest rate. If you already have a bit of bad debt you’d like to clear, take advantage of the Citibank CitiBusiness balance transfer deal, available until 30 June 2010. You will be charged just % interest on your transferred balance for nine months, giving you time to get control of your debt.

How to Apply for the Citibank CitiBusiness Credit Card

Applying for the Citibank CitiBusiness Visa card is as simple as using it and you just need to follow a few simple steps, if you meet the eligibility requirements:

• To be eligible for the Citibank CitiBusiness credit card deal: you must be over 18 years old, be an Australian resident, have a good credit rating, and have a taxable income of at least $35,000.
• Apply online. Follow our secure link directly to the Citibank online application form, if you have decided that the CitiBusiness gold card offers you the best deal. The application will take just ten minutes.
• Receive a response in 60 seconds. You will know right away whether your application has been approved or not so you can start making arrangements for additional card holders or to move funds from other accounts. Keep in mind that your application will still take around 15 working days to be processed fully, before your account is activated.

Read the official terms and conditions