Citibank Clear Card

The Citibank Clear credit card balances rewards and privilege extras, with affordable interest rates and low fees, as well as offering an attractive balance transfer deal if you need to control and existing credit card debt first.

Features of the Citibank Clear which may suit you include:

Inclusion in the Citibank World Privileges program. With a Citibank Clear credit card you have exclusive access to upgrades and discounts at restaurants hotels and stores around Australia and the world. You can receive as much as a 25% discount at participating stores.
Visa Entertainment benefits. The Citibank Clear is a Visa credit card and as such you have access to the best tickets for shows, movies, sport and travel, before the general public.
The option to add credit card insurance. If you want to protect your family and your credit rating in case you can’t make your credit card payments, the Citibank Clear credit card allows you to add credit card insurance to your card, to cover your payments if you can’t.
A low interest. Normally credit cards with rewards programs and benefits such as those you get with the Citibank Clear card, also come with a high interest rate. However, with a rate in its teens, even if you do maintain a balance outside of the interest free days, you still have the opportunity to rein it back in with minimal interest charges.
A 55 day interest free period. As long as you pay your balance back to zero each time, you will be eligible for 55 days interest free, where you can make purchases on your Citibank Clear credit card without accumulating interest and you have 55 days to repay your balance before any interest is applied to your purchases.
A low annual fee. A credit card annual fee is often added to your balance as though it was a purchase, and you have to make the payments to pay it off. Therefore, you want to be charged the lowest annual fee possible and for the VIP inclusions and rewards offers and programs, a $65 annual fee is very inclusive.
on balance transfers

How to Apply for the Citibank Clear Visa Card

If the features and benefits of the Citibank Clear credit card will suit your needs, then you want to start reaping the rewards as soon as possible. Luckily applying for a Citibank Clear credit card is as simple and starting an online application:

Before you apply: you will need to be over 18 years old, earn an income of at least $20,000 before tax, be an Australian resident and have a good credit rating.
Follow our secure link to start an application today. you don’t want to give out your personal details to just anyone so follow the secure link here or from our comparison tables so you can be sure you are using a secure Citibank form.
Provide personal details and a personal reference. You will need to enter your personal details so Citibank can verify your identity, and you will also need to provide a reference person, someone who can be a friend or relative, but is not living with you.
Income and expenses details. It would be beneficial to take another look at your monthly budget before you started your application to make sure you can afford the repayments, and you will also need to provide your before and after tax income details, contact details for your employer and your monthly expenses amount. You’ll also need to provide details of any other credit cards you have, and make sure you’re honest here about how many cards you have and their balances because that information can be checked on your credit history report.
Electronic statements and notifications. In your application you can also choose to have electronic statements sent to your email address, rather than paper statements, and you can also choose to receive email or SMS notifications about your account and about other Citibank news and products.