Citibank Clear Platinum – 0% for 7 Month Balance Transfer Offer

Discover why the Citibank Clear Platinum shines brighter than most other platinum credit cards. Take advantage of its low rates and fees, and grab 0% on balance transfers for 7 months.

The Citibank Clear Platinum has consistently been a top-rated credit card on comparison sites. This has not been in competition solely with other platinum cards, but right across the board. That’s no mean feat. Competing with the low rates and fees of standard credit cards is not something platinum credit cards tend to excel at. This is where the Citibank Clear Platinum stands out from the platinum crowd.

Currently, the Citibank Clear Platinum is offering 0% interest on balance transfers for the first 7 months. If you are suffering a credit card debt of $15,000 at an interest rate of 15%, transferring your balance to the Citibank Clear Platinum would save you nearly $1,000 in just 7 months. On a $10,000 debt at 15%, you would save around $650. On a $5,000 debt at 15%, you would save over $300. This is not a deal any sane person would walk away from.

However, where the Citibank Clear Platinum really breaks the mould is with its regular purchase rate (APR) of just 11.49%. That’s a rate you will struggle to better on any other credit card of any colour.

Neither will you be paying hundreds in annual fees for these great low rates; the annual fee for this credit card is just $99, which is not much more than many standard cards charge. And you can add up to four more cardholders to the account for just $19 each. Of course, you will need to earning a little more to be eligible, but this a platinum rule that really can’t be broken. The Citi Clear Platinum is open to anyone earning at least $50,000 gross per year who also has a good credit rating.

Let’s not forget the usual platinum perks and benefits that accompany this card, because there is certainly no skimping on these to compensate for its low rates and fees. With the Citibank Clear Platinum you get complimentary international travel insurance and transit accident insurance for you and your family when travel is purchased on the card, and you receive complimentary extended warranties and free purchase protection on products purchased with your card. Plus, you have access to Visa’s concierge service, offering 24/7 personalised help wherever you are in the world to find, book or reserve whatever you want.

Key features of the Citibank Clear Platinum credit card

• 0% p.a. on balance transfers for the first 6 months
• Very low 11.49% p.a. interest rate on purchases
• An annual fee of $99
• Up to four additional cardholders at $19 each
• Up to 55 days interest-free on purchases
• 24/7 worldwide Concierge services via Visa Platinum
• Visa Platinum Privileges, offering exclusive entertainment deals
• Complimentary international travel insurance and transit accident insurance for you and your family
• Complimentary purchase cover and extended warranty
• Citibank World Privileges, giving you access to up to 25% off shopping, dining and travel

If you are lucky enough to be eligible for the Citibank Clear Platinum credit card, you can take advantage right now by making a ten minute online application.