Citibank Rewards Credit Card – Platinum Card

To dispel a common myth – the Citibank Rewards Credit Card – Platinum Card is not without a credit limit; there is still a credit limit set on a platinum card, it can be as high as $100,000 so it may simply seem like you could spend forever.

When you are choosing the best deal on a platinum credit card, you will be much more interested in the rewards you can be getting if you are going to be charging hundreds of thousands of dollars to your card each year. The Citibank Platinum card offers you rewards for being a big spender, and easy ways to reap those rewards too.

Features of the Citibank Rewards Credit Card – Platinum Card

The Citibank Rewards Credit Card – Platinum Card applies the same purchase interest rate and cash advance rate as their Silver and Gold cards, however if you qualify for a Platinum card you will also be eligible for more rewards, more coverage and more personalised services. Features and offers from the Citibank Rewards Credit Card – Platinum Card include:

• Free travel insurance included. If you are travelling alone or with your family, make sure you purchase your tickets using your Citibank Rewards Credit Card – Platinum Card to qualify for a great deal on travel insurance. Not only are you and your family covered for no extra cost to anywhere in the world, but you’re also covered for all your medical expenses, unforseen costs, cancelled flights, personal loss and personal liability.
• Personalised rewards program. With your Platinum rewards program, Citibank will allow you to redeem your points on the rewards of your dreams and whether you convert them into flights, vouchers, hotel escapes or holiday adventures.
• Exclusive offers and privileges. When you use your Platinum card to shop online or eat out, go to the movies, book a holiday or just about any reason you have to use your card – you can enjoy exclusive extras, and you can also have access to VIP seating at events, up to 25% off wine specials and extra benefits which can make sure you feel looked after and pampered no matter where you go in the world.
• A 24 hour, seven day a week call centre. As a Platinum card holder you will be able to enjoy the Citibank concierge service which is a 24/7 call centre where you can call and speak to a real person any time of the day or night, from anywhere in the world.
• A annual fee and $90 for an additional card holder. A annual fee is very competitive when you compare it to other gold and platinum cards on offer. So too is a $90 fee for additional card holders who enjoy all of the same benefits, and whose spending can help you accumulate even more rewards points.
• A interest rate and interest free days. Interest free days give you the opportunity to stay in control of your balance because you continue to repay just your purchases, without adding compounding interest into your expenses each month.
• A balance transfer offer of . A for life balance transfer offer means your balance will earn a low % interest rate for as long as it take you to repay. This makes a for life balance transfer perfect for you if you have a number of cards to repay or a high balance to pay down because you can take all the time you need.

How to Apply for a Citibank Rewards Credit Card – Platinum Card

If the benefits and rewards of a Citibank Rewards Credit Card – Platinum Card sound like a great deal to you, and the credit limit and interest rate are manageable for your budget and financial situation, then you can apply as easily as:

• Meeting the minimum eligibility requirements. You must have an annual before tax income of $50,000, be over 18 years old, be an Australian resident and have a good credit rating to apply for a Platinum card from Citibank.
• Choose a credit limit up to $100,000. Depending on the personal information you enter into your application regarding your income, expenses and other debt commitments you may be able to choose a credit limit, or Citibank may assign you a limit based on what they believe you can repay responsibly.
• Complete an online application in less than 10 minutes. You’ll already have most of the information you need handy to complete your application such as your driver’s license number, your employer’s contact details and the balances of other credit cards. You may need to refer to your budget for a total of your monthly expenses, but this will give you a chance to review your financial situation before applying too.

Read the official terms and conditions