Citibank Rewards Credit Card – Classic Card

Apply now for a Citibank Rewards Credit Card - Classic Card

If you choose a credit card specifically for the rewards program, then you can find yourself spending just to accumulate points, and instead of enjoying rewards you can be struggling with debt repayments. Instead, look for a credit card with the best features for your needs – a manageable credit limit, affordable fees and easy use and access plus an equitable rewards program with easily achieved conditions and points which never expire. Find out whether you can benefit from the features and rewards programs of the Citibank Rewards Credit Card – Classic Card by comparing it to your needs now.

Features of the Citibank Rewards Credit Card – Classic Card

As you compare the different deals offered by credit card companies, you need to compare the features based on whether they are the best for your needs. The interest rate and credit limit which are best for you, may not be those advertised over and over on TV, but are those which offer the best complete deal for your needs. Therefore, consider all of the following features of the Citibank Rewards Credit Card – Classic Card:

A free rewards program. Included automatically with your Citibank Rewards Credit Card – Classic Card is a rewards program which earns you one point for every one dollar you earn – the best part is that your points will never expire as long as you hold your account. You can redeem your points for gift cards, merchandise, travel and much more, but you do not earn points on balance transfers or cash advances.
Redeem your points in the Take Flight program. You can use two of your Citibank Silver rewards points to redeem as one Qantas Frequent Flyer point and enjoy discounted flights and cash back on the travel you purchase on your credit card. Your cash back will be applied to your balance on your next statement and you can top up your rewards points with cash to fly away sooner.
World Privileges. This is a program exclusive to Citibank and has thousands of deals on offer for discounted travel and accommodation, as well as packages and meals around Australia and the world, just for holding and using a Citibank Rewards Credit Card – Classic Card.
Free cover on your purchases for 90 days. Included with your Citibank Rewards Credit Card – Classic Card deal is purchase protection if personal purchases you make on your card are lost, stolen or damaged within 90 days, they will be repaired or replaced.
Extensive extra security. You can choose to take advantage of the PhotoCard security feature of your Citibank Rewards Credit Card – Classic Card by personalising your card with your photo, which is matched to you when you use your card in person. You can also add a digital signature, and benefit from Fraudshield which see Citibank checking regularly for unusual activity on your card, to detect fraudulent use before it ruins your credit rating.
A interest rate and 55 days to avoid it. While the interest rate is higher than you will find on most other card, the Citibank Rewards Credit Card – Classic Card also offers you a range of rewarding and inclusive features, plus gives you the opportunity to avoid paying interest at all, if you take advantage of the 55 interest free days. If you pay your balance back to zero within the 55 interest free days, you won’t pay any interest, and will continue to qualify for interest free days – so it doesn’t really matter what the rate on the card is.
A low annual fee and an even lower fee for additional card holders. The annual fee on the Citibank Rewards Credit Card – Classic Card is , and for an additional card holder, you pay an additional $15 a year for their card, on which they enjoy all the same privileges, features and rewards.
A balance transfer offer of . If you qualify for a balance transfer you can enjoy a low interest rate for a whole year to help you control your debt. Then after your debt is paid off in the first year, you can go on to enjoy all of the benefits of using a Citibank Rewards Credit Card – Classic Card. Just make sure you repay your transferred balance within 12 months, because the 2.90% interest rate will revert to the card’s cash advance rate of interest.

How to Apply for the Citibank Rewards Credit Card – Classic Card

If you think the features and benefits of the Citibank Rewards Credit Card – Classic Card sound like the best deal for you, find out more about how to apply today and start enjoying those rewards:

To be eligible for the Citibank Rewards Credit Card – Classic Card you must: be over 18 years old, earn a before tax income of at least $20,000 and be an Australian resident with a good credit rating.
You have the choice of Visa or MasterCard. Not many credit card providers will offer you this choice, but when you apply for a Citibank Rewards Credit Card – Classic Card this is the first decision you will have to make. The rewards, the fees and the interest rate are all set but the provider – Citibank – MasterCard and Visa are simply the merchants who process the transactions for the providers, and for you. both Visa and MasterCard have added online purchase security and extensive fraud and purchase protection, so the decision could be as simple as – which card do you already have one of? Do you want to even out a MasterCard-heavy wallet with a Visa card, or visa-versa?
Start an online application today…and finish it just 10 minutes later. Completing an online application form for a Citibank Rewards Credit Card – Classic Card is as simple as following our secure link and entering your personal details, those of a personal reference, and providing details of your income and expenses to prove you can afford to meet your obligations. Citibank will then verify your details and give you a response right away.