Commonwealth Bank Credit Cards

The Commonwealth Bank is considered to be one of the Giant Two of the Big Four Australian banks so you can choose from a wide range of credit card products and compare all of the best credit card features offered by Commonwealth Bank and Bankwest. Bankwest became a part of the Commonwealth banking group in 2008 and have since maintained their own competitive products and services, to give you even more choice when it comes to the best credit card deal.

Compare Best Commonwealth Bank Credit Cards

Credit Card	Card Details	Interest Rate p.a.	Cash Advance Rate p.a.	Balance Transfer Rate p.a.	Annual Fee	Interest Free Days (Up To)
Commonwealth Bank Low Fee Card	No annual fee for customers who spend over $1000 per year	19.74%	20.74%	5.99% for 5 months	$24	55	Apply » More »
Commonwealth Bank Low Fee Gold	No annual fee for the first year for qualifying customers	19.99%	21.49%	5.99% for 5 months	$0¹ for first year ($90 after)	55	Apply » More »
Commonwealth Bank Low Rate Gold	Comes with a low interest rate, but with the extras you would expect from a gold card	13.24%	21.49%	5.99% for 5 months	$120	55	Apply » More »
Commonwealth Bank Awards	Earn 1.5 award points for every $1 spend with American Express	19.74%	20.74%	5.99% for 5 months	$89	55	Apply » More »
Commonwealth Bank Gold Card	Earn 2 award points for every $1 spend with American Express, also comes with emergency travel assistance	19.74%	20.74%	5.99% for 5 months	$144	55	Apply » More »
Commonwealth Bank Platinum Card	Earn 3 award points for every $1 spend with American Express, complimentary 24/7 concierge service	19.74%	20.74%	5.99% for 5 months	$280	55	Apply » More »

The Commonwealth Bank is considered to be one of the Giant Two of the Big Four Australian banks so you can choose from a wide range of credit card products and compare all of the best credit card features offered by Commonwealth Bank and Bankwest. Bankwest became a part of the Commonwealth banking group in 2008 and have since maintained their own competitive products and services, to give you even more choice when it comes to the best credit card deal.

Types of Commonwealth Bank Credit Cards

The range of cards you can choose from with Commonwealth Bank and Bankwest include something for everyone, whether you are looking to regain control of a balance, maintain control of your balance, or be rewarded for your spending:

• Bankwest adds a $0 annual fee card to the Commonwealth range. Commonwealth Bank have low fee credit cards, but it is the Bankwest Zero Platinum card which has a $0 annual fee. Plus you’ll get all of the great service and features of a platinum credit card, without the annual fee which can sometimes be hundreds of dollars.
• Your choice of low interest rate credit cards. You can choose from a Bankwest or a Commonwealth Bank low interest rate credit card and both have 55 days interest free so you have every opportunity to avoid paying interest, and if you do, you will be able to remain in control thanks to minimal interest charges.
• Rewards programs you can redeem for things you want and need. You can use the Commonwealth Bank Awards points earned on your reward credit card for cash back credited to your account, or you can choose a Frequent Flyer rewards program card so you can earn points towards flights, other Qantas products or services, as well as a range of merchandise.
• Gold or platinum credit card deals. You can again choose either a Bankwest or Commonwealth platinum card, and choose from the Commonwealth gold MasterCard which also includes a companion American Express card. If you are eligible you can earn more rewards points for every dollar you spend and enjoy extras such as travel insurance and a direct gold or platinum service call centre.

Commonwealth Bank Credit Card Benefits

As you compare the best credit cards deals, you also need to consider the providers of each card, and what they are able to offer you that you can’t get anywhere else, and whether those are features that you want in the first place. With Commonwealth Bank you can benefit from:

• A strong banking group. The decision to choose a credit card from one of the Big Four Banks can mean you are eligible for some of the most competitive interest rates, features and rewards programs, and have a wider product choice. Plus, Bankwest is now a part of Commonwealth Bank so if you are looking for a simpler product with fewer bells and whistles, you can find that too.
• High rewards points. The rewards programs of the Commonwealth Bank rewards credit cards are capped, but you are able to earn up to 250,000 points per year in some cases, so unless you are likely to be spending more than that on your card in a year, you can benefit from these high rewards points balances.
• Companion American Express cards. Many Australians would like to enjoy the features and prestige of owning an American Express card, but they can typically be more expensive where retailers or restaurants pass on the higher surcharge, or the cards are not accepted at all. American Express credit cards are gaining a wider acceptance in Australia but they are yet to rival Visa or MasterCard. That is why you can choose a Commonwealth Bank MasterCard, and receive an American Express companion card linked to the same account and the same balance. Your American Express card earns you more points and rewards where and when you can use it, and your MasterCard continues to earn you points and save you on merchant fees.
• PayPass, chip and PIN. The Commonwealth Bank credit cards offer you all of the latest security features for ease of use, including PayPass technology which allows you to simply tap your credit card against the terminal and transactions less than $100 are processed instantly. Chip and PIN technology protects your purchases because chips are much harder to forge and to skim information from, and it is harder to guess a PIN than to forge a signature when you pay with credit.

Commonwealth Bank credit card deals can help you save on fees, be charged less interest or build rewards to be jetting off or spending up with cash credited back to your account. Find out more about how the merger of Bankwest and Commonwealth Bank has brought you a wider range of more affordable and rewarding credit card deals.

Editors Choice: Best Credit Card Deals

Credit Card	Card Details	Interest Rate p.a.	Cash Advance Rate p.a.	Balance Transfer Rate p.a.	Annual Fee	Interest Free Days (Up To)
Suncorp Clear Options Standard	An excellent balance transfer offer of 1.9% p.a. for 12 months and a standard purchase rate of 12.24%	12.24%	17.99%	1.9% for 12 months	$39	0	Apply » More »
HSBC Credit Card	Excellent credit card, with a 0% p.a. for 6 months balance transfer offer, and pay $0 for the life of the card	16.99%	20.75%	0% for 6 months	$0	55	Apply » More »
Citibank Emirates Platinum Card	Enjoy 1.9% p.a. for 12 months on balance transfers as well as earn 3 Skywards Miles for every dollar spent, plus all the benefits & privileges of a platinum card.	20.74%	20.74%	1.9% for 12 months	$229	55	Apply » More »