Find the Best Credit Cards for 2010
March 12th, 2010
When it is time to look for a new credit card, the process can take weeks even months to find the very best option for your needs. There are many factors to consider and having all the information in one place can make all the difference in saving your sanity.
Here you will be able to find an overview of the best cards for a variety of different reasons.
Cards That Do Not Charge an Annual Fee
Below is a summary of the best credit cards for 2010 that do not charge an annual fee.
HSBC Credit Card
- $0 annual fee
- This card offers a 0% p.a. for 6 months with 2% handling fee on all balance transfers. So, if you have balances outstanding on other higher interest cards you can save a great deal with this offer.
- You receive 55 days interest free when you make a purchase.
- When you make a purchase, you are only charged 17.99% p.a. p.a. interest
- Cash advances are charged at a rate of 21.99% p.a.
Coles Group Source MasterCard
- $0 annual fee
- Unbeatable 0% p.a. for 6 months on balance transfers
- Rewards program that allows earning for FlyBuys points and savings on fuel.
- Even longer interest free period after purchases – 62 days
Bankwest Zero Platinum MasterCard
- $0 annual fee
- Outstanding balance transfer offer of 4.99% p.a. for 12 months.
- Low purchase rate of 1% p.a. for 6 months (reverts to 17.99% p.a.) p.a.
- Low cash advance rate of 18.99% p.a. p.a.
- Receive 55 days interest free after making a purchase
Cards With the Best Interest Rates
Below is a summary of the “best credit cards for 2010″ that do not charge an annual fee.Bankwest Lite MasterCard
- Low purchase rate of 10.99% p.a. p.a.
- Excellent balance transfer rate of 4.99% p.a. for 12 months
- Low annual fee of $69
- When you make a purchase, you receive 55 days interest free
St.George Vertigo
- Low purchase rate of 13.24% p.a. p.a.
- Low balance transfer option of 0.99% p.a. for 12 months
- Low annual fee of $55
- Making purchases is easy with the 55 days of no interest
Citibank Clear Platinum Visa
- Low purchase rate of 11.99% p.a. p.a.
- Excellent balance transfer option of 2.9% p.a. for 12 months
- Low annual fee for the first year of $99
- 55 interest free when you make purchases
Editors Choice: Featured Credit Card Deals
| Interest Rate (p.a.) | Balance Transfer Rate (p.a.) | Annual fee | Cash Advance Rate (p.a.) | ||
|---|---|---|---|---|---|
 Westpac 55 Day Credit Card | 0% for 5 months (reverts to 19.59% ) | 3.99% for 6 months | $0 | 21.49% |
|
 Citibank Clear Platinum Card | 11.99% | 2.9% for 12 months | $99 | 21.74% |
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