Free Credit Card Deals Do Exist
May 31st, 2010
If you are able to pay off your credit card balance every month, then a free credit card deal will really be a good deal for you. Read this article to find out what types of benefits you will receive by getting one of these cards.
Pay Less on Your Credit Card
The HSBC Credit Card is a no annual fee credit card, which means you will not pay any annual fee for the life of the card, which means the only thing you will be paying is the what you actually use on the card.
- $0 annual fee
- 17.99% p.a. on purchases
- 0% p.a. for 6 months with 2% handling fee on balance transfers
- Cash Advance Rate of 21.99% p.a.
- 55 days interest free
You can find cards that have a free credit card deal that will really work for you if you are the type of person that can pay off their card balance every month and without incurring heavy interest charges every month.
Free credit card offers
No annual fee
People that pay off their card every month, and do not have a balance carry over to the next month, will not really have a free card if they are still paying an annual fee on it. A free credit card offer with no annual fee means that the cardholder truly has a free card as long as they make their monthly payments on time and in full. A no annual fee card is also good for consumers that get a new card and then put it away in their drawer in case of an emergency. Paying a $50 annual fee for something that is not even being used does not make a lot of sense.
Short-term financing
Many cards on the market these days offer up to 55 days of interest free shopping, and if you are able to pay off your debt regularly, then you are in fact taking out a short term loan with zero interest. There is no other type of loan that offers this type of free credit card deal anywhere, and when you think about it, other people are paying 20 to 30% for short term payday loans. You will come out well ahead if you get a card with up to 55 days of interest free shopping!
A free credit card offer is only free if you can pay off your balance every month, pay no annual fee and have interest free shopping days available. There are quite a few of these cards you can choose from, and here are some of the most popular ones with the best features.
No annual fee credit cards
- Bankwest Zero Platinum MasterCard
- Bankwest Zero MasterCard
- Bankwest Zero Gold MasterCard
- HSBC Credit Card
- American Express Gold Ascent Card
You won’t go wrong by choosing one of the free credit card deals listed above. You can make good use of your card and actually come out ahead by choosing one of the cards listed above.
Editors Choice: Featured Credit Card Deals
| Interest Rate (p.a.) | Balance Transfer Rate (p.a.) | Annual fee | Cash Advance Rate (p.a.) | ||
|---|---|---|---|---|---|
 Westpac 55 Day Credit Card | 0% for 5 months (reverts to 19.59% ) | 3.99% for 6 months | $0 | 21.49% |
|
 Citibank Clear Platinum Card | 11.99% | 2.9% for 12 months | $99 | 21.74% |
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