Macquarie Bank RateSaver Visa Card

Those who want low rates and great features sometimes have a hard time finding the perfect card. But, with the Macquarie Bank RateSaver Visa Card you do not have to spend a lot of money to get excellent benefits. This card offers low rates and great deals on balance transfers and rewards.

A Macquarie Bank RateSaver Visa Card is a great credit card at a low price. Usually when you hear the words low rate credit card you think of one with little style and no perks. That is no the case with this card. With this card you do not have to choose between great features and a low rate because you can have both.

One of the biggest benefits of this card is that it carries the Visa logo. That little logo gives you incredible spending power all over the world. Your card will be accepted at any of the more then 29 million Visa locations both in Australia and abroad. It can also be used for online, mail order, or telephone purchases with the security you expect from Visa.

Speaking of security, the Macquarie Bank RateSaver Visa Card has advanced security and fraud protections with an embedded chip. That means that you can worry a little less about things like identity theft and stolen card information. Add that to the VISA zero liability guarantee and you can rest easy that your risk for fraud are low and your responsibility for fraudulent charges is zero.

Macquarie Bank RateSaver Visa Card Benefits

• Balance Transfer Rate – Macquarie offers a balance transfer rate to help you escape your old credit card debt. Transfer your old debts to the new card and pay nothing in interest on it for four months.
• Annual Fee – At only $50 this annual fee is one of the lowest around.
• Interest Rates – By far the biggest cost of owning a credit card is the interest rate. The Macquarie Bank RateSaver Visa Card cuts that cost with an interest rate of just 14.95% p.a. for purchases and 21.95% p.a. for cash advances.
• Interest Free Days – Up to 55 interest free days, giving you loads of time to pay off your debt before getting hit with any fees.

Rewards – Unlike most low rate cards this one comes with a rewards program that offers 1.25 points for every dollar that you spend. In addition you get complimentary overseas travel insurance so you can travel without worry.

If you want to spend less to own a credit car but still get big benefits in return the Macquarie Bank RateSaver Visa Card is the one for you. It is one of the few cards that offers rock bottom rates and top notch benefits, a combination that can’t be beat. To be eligible for this card you must be at least 18 years old and a permanent resident of Australia with a good credit rating and a taxable income of at least $50,000 per year.

If you have all of those things going for you then do not waste another minute using any other credit card