NAB Credit Cards
Compare the credit card deals from NAB to find a rewards card, a balance transfer deal or a companion card offer which can help you ensure your money works harder for you, while you remain in control.
Best NAB Credit Card
The NAB Low Rate credit card gives customers a low interest rate of 13.24% as well as extras such as free additional cardholders and a balance transfer offer
- Purchase rate of 13.24% p.a.
- 4.99% p.a. for 6 months on balance transfers
- $49 annual fee
- 13.24% p.a. on purchases
- Up to 55 days interest free
Click here to read the NAB Low Rate Visa terms and conditions
| Credit Card | Card Details | Interest Rate p.a. | Cash Advance Rate p.a. | Balance Transfer Rate p.a. | Annual Fee | Interest Free Days (Up To) | |
|---|---|---|---|---|---|---|---|
|
Low interest rate, good balance transfer offer |
13.24% | 21.49% | 4.99% for 6 months | $49 | 55 | |
|
Link to your FlyBuys account, receive additional cards for no extra cost |
19.49% | 19.49% | 4.99% for 6 months | $30 | 44 | |
|
|
19.49% | 19.49% | 4.99% for 6 months | $90 | 44 | |
|
Account has 2 cards, an American Express & a Visa. Access to Velocity Rewards program |
19.99% | 19.99% | 4.99% for 6 months | $65 | 44 | |
|
Similar to Standard Velocity, however you gain more reward points for same amount spent |
19.99% | 19.99% | 4.99% for 6 months | $150 | 44 | |
|
|
19.99% | 19.99% | 4.99% for 6 months | $145.50 | 44 | |
|
No point cap or expiry. 2 Cards linked to 1 account. |
19.99% | 19.99% | 6.99% for 6 months | $290 | 44 |
The national Australia Bank may have the lowest share of the credit card market amongst the Big Four Banks, but that simply means they’ll work harder to offer competitive products and services, and work hard to keep you as a happy credit card customer. As a member of the Big Four banks, NAB can also offer you a wide range of credit card deals, so consider whether a NAB credit card meets your needs.
Types of NAB Credit Cards
The credit card deals offered by NAB can help you if you need a balance transfer to regain control of an existing credit card debt, they can help you make sure your money works harder for you with a rewards credit card, or they can offer you all the extras and premium service you deserve with a gold or platinum credit card:
- Your choice of balance transfer. NAB is currently offering six month balance transfer deals on a number of their credit cards so if you have a non-NAB credit card you’ll like to pay off, consider one of these offers. On a standard card you can transfer a balance for six months at 4.99% interest, and if you want to apply for a gold or platinum NAB credit card, you can enjoy a 6.99% six month balance transfer deal.
- A range of rewards credit cards. You can choose the rewards credit card which suits your needs, so you can redeem your points for rewards you would be happy to receive. You can choose a linked NAB credit card to earn you Fly Buys points, or earn points on the Velocity program which is partnered with Virgin airlines for domestic and international flight rewards, as well as vouchers and merchandise offers. You can also choose to link to the Qantas Frequent Flyer program with a NAB credit card.
- Gold and platinum card benefits. If you are looking for even more from your credit card deal, consider the NAB gold and platinum card offers. You will receive free travel insurance coverage and more rewards point earning opportunities to make sure your money and your purchases are working hard for you.
Benefits of NAB Cards
Before you apply for a new NAB credit card, you need to consider the benefits you will get from NAB that you can’t get anywhere else, and whether those benefits will benefit you:
- Link to your Fly Buys rewards. Fly Buys is a well established rewards program and you’ve probably had the card in your wallet for years, or maybe you used to have a card and you’re not sure where it is, or you simply don’t carry it anymore because you’ve got enough cards already. Having a separate rewards card can hamper your ability to build a points balance because you forget to present it when you shop, or you’re not sure where it is accepted. However, with your Fly Buys account linked directly to your credit card you don’t have to worry because you can earn points on all eligible purchases and you don’t have to remember a thing.
- Companion card for more points and rewards. Having an American Express companion card allows you to earn double or triple the normal amount of points everywhere it is accepted. At the same time when you go to pay where American Express is not accepted, you don’t have to miss out on points all together because your linked MasterCard or Visa will earn points towards the same balance. Plus you’ll only have one account and one monthly payment to make.
- Your choice of Visa or MasterCard. While both credit card issuers have a similar acceptance in Australia, it is still a good idea to have a variety of cards in your wallet. NAB gives you the option to choose one if you already have the other so you are never caught without an accepted card.
Editors Choice: Best Credit Card Deals
| Credit Card | Card Details | Interest Rate p.a. | Cash Advance Rate p.a. | Balance Transfer Rate p.a. | Annual Fee | Interest Free Days (Up To) | |
|---|---|---|---|---|---|---|---|
|
An excellent balance transfer offer of 1.9% p.a. for 12 months and a standard purchase rate of 12.24% |
12.24% | 17.99% | 1.9% for 12 months | $39 | 0 | |
|
Excellent credit card, with a 0% p.a. for 6 months balance transfer offer, and pay $0 for the life of the card |
16.99% | 20.75% | 0% for 6 months | $0 | 55 | |
|
Enjoy 1.9% p.a. for 12 months on balance transfers as well as earn 3 Skywards Miles for every dollar spent, plus all the benefits & privileges of a platinum card. |
20.74% | 20.74% | 1.9% for 12 months | $229 | 55 |