Features of the NAB Qantas Gold Credit Card

There is more to the NAB Qantas Gold card deal than simply rewards points and you can enjoy easy access to your funds and feel safe spending wherever you go with added National Australia Bank, and American Express, MasterCard or Visa protections. Some of the best features of the NAB Qantas Gold credit card deal include:

• Earn Frequent Flyer points as you spend on your NAB credit card. You will need to already be a Frequent Flyer member or joint up, but each time you earn rewards points using your NAB credit cards, they will go towards your Frequent Flyer balance. You can redeem Frequent Flyer points for domestic or international flights with Qantas, Jestar and other partnered airlines, or choose to receive gift vouchers, merchandise or your choice of over 1,000 unique rewards.
• Earn points on all purchases. You can also earn a bonus point for purchases you make on eligible Qantas services and flights. This does exclude cash advances, and bill payments made over the counter in branch or at the post office, and is not extended to the purchase of travellers’ cheques. Also, since you can access a linked cheque or savings account using your MasterCard or Visa card, these transactions do not accrue points either as they are accessing your own funds, not your credit card balance.
• Accepting and rewarding companion cards. For everywhere you can use American Express, you can earn more rewards points, but you are also not confined to cash or high surcharges where American Express is not accepted. You can simply use your MasterCard or Visa card which is linked to the same account and earns rewards towards the same balance.
• A tiered rewards point scheme. For your American Express card spending you can earn 2 points for every $2 spent up to $3,000 and another 1 point for every $2 spent after that. On your MasterCard or Visa card you will earn 2 points for every $3 spent up to $3,000 and 1 point for every $3 after that.
• Free overseas travel insurance and purchase protection. When you travel overseas you can be protected by the travel insurance deals linked to your NAB Qantas Gold card, plus you will be protected by the Verified by Visa and MasterCard SecureCode systems when you shop online, which require you to enter an additional identification PIN or password for your transaction to be processed.
• VIP Lost Card Cover. NAB offers a simple way to manage your credit cards and protect your credit history if you lose your wallet. You can register all of the credit cards you hold fro any provider, with the VIP Lost Card Cover program, then if you are unlucky enough to lose your wallet or have your bag stolen, you can make one call, from anywhere in the world 24 hour a day, seven days a week and have all of your cards cancelled automatically. You can register your mobile phone too, so a lock can be put on it if you lose it to stop an unwanted bill, and AU $500 emergency cash if you need it when you are travelling overseas and have lost your wallet.
• A 44 day interest free period. You have over a month to avoid attracting interest charges of on your balance. NAB do also have the same cash advance and purchase interest rate, and a annual fee.
• A % balance transfer offer for months. You can transfer the balances from up to two non-NAB credit cards or store cards to take advantage of this low balance transfer deal. You have months to get your debt under control being out from under the pressure of a high interest rate.

How to Apply for a NAB Qantas Gold Card

You can apply online or over the phone for a NAB Qantas Gold card if you have decided that the rewards and features offer the best deals for you. To apply online right now:

• It will take just 10-15 minutes and you will receive a response in 60 seconds.
• You need to enter your personal details and identification details.
• You’ll need to provide information about your wages and expenses.
• You’ll need to calculate your total assets and total debts.
• You’ll need to provide your employer details, or if you are self-employed, your accountant’s details.
• You will receive an email notification of your approved application, and you can start using your NAB Gold American Express card, or your visa or MasterCard credit card as soon as it arrives five business days later.

With NAB Velocity Gold, you can count on it to bring you the many features that customers are looking for. You can even enjoy the benefits of having two cards while only paying for the price of one.

NAB Velocity Gold credit card is the favourite and is a part of the award winning loyalty programs launched by Virgin Blue, V Australia, Pacific Blue and Polynesian Blue. You are able to redeem your points from their online shop. You can also put your points towards domestic and international flights in addition to a number of travel, hotel, entertainment and car hire Partners.

The Many Features of the NAB Velocity Gold Credit Card

With NAB Velocity Gold, you can earn Velocity Points on things that you would spend on normally. You can simply use your card, live your life and get rewards in return. Now that’s service!

When you sign up for your card, you will receive two cards for the price of one. You will get a Velocity NAB American Express Card and a Velocity NAB Visa card. With this comes the benefits of two cards but only one annual fee, only one statement and only one monthly payment. You can also choose between a Gold card account or the Standard card account.

One other feature that surpasses the competition is the lack of expiration for Velocity Points. You no longer have to scramble to redeem your points. You use them when you are ready. And, because you have two cards that are accumulating points, you will be able to maximise the benefits even faster.

With an NAB Velocity program, a Visa and an American Express card are given for one account. While you can earn more points by using the American Express card, the Visa card is also there for backup since it is better accepted worldwide. Using the American Express card where it is available and accepted, will mean more points in less time. This is an ingenious offer that is great for anyone that wants to earn points faster and get the rewards they really want. Rewards points can be redeemed for car hire, accommodations, flights and merchandise.

The NAB Velocity Visa card gives one Velocity Point for every two dollars spent, while the American Express card gives 1.5 Velocity Points for every two dollars spent with the standard cards. Points can really add up when these cards are used for day-to-day purchases that need to be made anyway.

NAB Velocity features

• Two cards on one account that include a Visa card and an American Express card.
• Two cards with one monthly payment, one statement and one annual fee.
• No expiry or cap on Velocity Points.
• on balance transfers. This offer is available for a limited time only.
• No extra cost to add an additional cardholder.
• Available as a standard card account or a Gold card account.
• Two different earning rates for points. Earn points faster using the NAB Velocity American Express card.
• Enjoy up to 44 days of interest-free purchases.
• standard interest rate.

Whether you are looking for a Gold or a standard credit card, you can have it all with NAB Velocity cards. These cards give flexibility mixed with a rewards program that is second to none. No other program offers these cards with all these features, and you will be able to collect more points faster by making wise choices when you spend. Apply for one today and start making your points count.

The Benefits of Owning NAB Gold

NAB Gold credit cards are more than just ordinary gold cards. With this card you receive up to 44 days interest free on any of your purchases. This makes it possible for you to pay off your balance without paying a cent of interest. This feature allows you to enjoy all the benefits of owning a premium card but do not have to pay interest for it.

You will also receive an extra card at no extra cost for a partner or family member. And, frequent travellers love “NAB Gold credit cards” because of the 24 hour a day and 7 days a week emergency travel insurance. You can take your next trip knowing that you are covered in the event of an emergency.

NAB Gold also offers two types of cards. You can choose from NAB Visa Gold Card or the NAB Gold MasterCard. Gold card members also enjoy low interest purchase rates that are at p.a. And, while other gold cards charge a premium rate for annual fees, NAB Gold only charges for its annual card fee.

The loyalty program, FlyBuys that is operated by Loyalty Pacific, can be linked directly to your account at no extra charge. You are able to earn points towards many rewards that are offered through the program. You can even accumulate points faster when you use your NAB Gold Card at participating businesses. Be sure to present your FlyBuys card when making purchases so you are certain to have the points credited to your account.

Convenience is also the name of the game with this card. You are able to do most if not all of your banking online or through the telephone. And, shopping was never easier or more secure when you look for the Verified by Visa or MasterCard SecureCode sign.

Owning a NAB Gold Credit Card offers cache and a premium membership at a much lower than a premium membership price. Where other cards are requiring members to pay for all of the “extras”, NAB Gold believes in keeping the customer satisfied with elite perks and benefits at no extra cost.

Shopping online has become part of the Australian culture and it is nice to know that with the NAB Low Fee credit card you can shop securely using MasterCard SecureCode or Verified by Visa, once you have registered with them. Purchase protection insurance is also one of the NAB Low Fee credit card features you do not want to be without. This added protection means that online shopping experiences can be more enjoyable since the worry of fraud has been taken care of.

A annual fee makes this card affordable for anyone that wants to take advantage of great features at a low price. Some cards charge more than $200 for a yearly fee, and many Australians just can’t afford this charge. This card is within anyone’s reach, which is just the way a card should be.

NAB Low Fee credit card features

• low annual fee.
• standard interest rate.
• Up to 44 interest-free purchase days.
• Additional card provided at no extra cost for your partner.
• Earn more points by linking your NAB Low Fee credit card to your membership account with FlyBuys to get great rewards.
• Emergency travel assistance provided.

There are a lot of cards on the market these days, but not all of them offer the great rewards programs you can find at NAB. With this great rewards card you can take advantage of purchasing merchandise, gift cards, car hire, accommodations and even dine out at your favourite restaurant. There are so many options when you redeem your points at NAB that you may not even know where to start!

You can shop at Bonus Partners to receive even more points. There is a wide selection of Bonus Partners to choose from, and you get your rewards faster when you show through these participating merchants, which include Coles, Target and Best Western.

Anyone that is in the market for a standard card should take a look at the NAB Low Fee credit card. Rewards points can be very valuable, and it just makes sense to get rewarded for doing the shopping you have to do anyway.

The NAB Qantas Platinum Credit Card is heads above other cards for many reasons. It has received an “Outstanding Product” rating from Canstar Cannex. With this, you know that you are receiving a card that has been tested and has surpassed the expectations of stringent ranking organisations such as Canstar Cannex. This premium card offers a personal assistant that is available 24 hours a day, 7 days week to help with any of your dining, entertainment or travel needs.

With the linking of the Qantas Frequent Flyer program, you can redeem your points to receive an enormous array of rewards, goods and services. The program also does not impose a cap on points so you can accumulate as much as you want without penalty. And, even better there is no expiry on the points so you can use them whenever you wish. This offers superior flexibility to card members.

To accumulate points, you will receive 1.5 points for every dollar spent with your NAB Qantas Platinum American Express Card. With your NAB Qantas Platinum Visa card, you will receive 2 points for every $3 spent.

The entre Program is also included which features an assortment of getaway packages, unique travel and leisure destinations all with the help of a team of highly trained concierge professionals ready to provide you service. Relax at a spa, premium hotel or resort because the offerings through entre.

The NAB Qantas Platinum Credit Card also provides an excellent balance transfer program for those balances that exist on other higher interest cards. If you transfer your balance to this card, you will receive . And when you make purchases, you can enjoy a 44 day reprieve from interest. This will allow you to pay off your balance with no extra fees.

With your “NAB Qantas Platinum Credit Card”, you will enjoy a number of extra complimentary perks such as insurance for travelling overseas, domestic hotel burglary, transport accidents, purchase protection and much more. This credit card is for the discerning consumer that wants a bit more from his card and with everything that comes with this platinum card, you are getting just that.

The NAB Low Rate is perfect for anyone who has a round of spending coming up or who has a large purchase to make. You can take advantage of the cards low interest rate to ensure you don’t pay anymore than you have to. When you think that you could also be reducing an existing credit card by about 10% by making a balance transfer to the NAB Low Rate, then you can begin to understand how effective this card can be in helping you to better manage your immediate finances.

As for your longer term finances, those are catered for by the low regular interest rate on purchases of just . Neither will you be penalised by a hefty annual fee – the NAB Low Rate charges a very reasonable per year.

Key features of the NAB Low Rate

• on balance transfers
• p.a. regular rate on purchases
• annual card fee
• Up to 55 days interest-free on purchases
• A choice of two colours: silver or pink
• Cash transactions at p.a.
• An additional cardholder at no extra cost
• Worldwide acceptance at over 22 million locations
• NAB Visa payWave

If you’re wondering what NAB Visa payWave is, it’s the latest contactless RFID (Radio Frequency Identification) technology that allows you to wave your credit card in front of a scanner at participating merchants rather than swipe it, sign or enter a PIN. You may even be able to pass your wallet or purse in front of the scanner without even removing your credit card. How quick is that? Naturally, to limit the possibility of fraud, payWave purchases are capped at $100. Above that amount, you do as you’ve always done: swipe it.

Your own personal circumstances will dictate how useful the NAB Low Rate introductory offer will be to you, but there is certainly the potential over the next six months for you to save yourself a significant amount of money if you transfer your current credit card balance to the card