NAB Low Rate Visa
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NAB Low Rate Visa Information |
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| Purchase Rate (p.a.): | 13.24% p.a. |
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| Cash Advance Rate (p.a.): | 21.49% p.a. |
| Balance Transfer: | 4.99% for 6 months |
| Annual Fee: | $49 |
| Interest Free Days: | up to 55 days |
| Card Status: | Standard |
| Card Type: | Visa |
| Card Issuer: | NAB |
| Apply Online for the NAB Low Rate Visa | |
| Find Out More about the NAB Low Rate Visa | |
More Information |
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| Minimum Income: | |
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| Minimum Credit Limit: | $500 |
| Maximum Credit Limit: | |
Extras |
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| Complimentary Travel Insurance: | - |
| Extended Warranty Insurance: | - |
| Purchase Protection: | - |
| Personal Concierge: | - |
Rewards |
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| Rewards Program: | - |
| Rewards Program Fee: | |
| Rewards Points Per Dollar: | |
Frequent Flyer |
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| Frequent Flyer Program: | - |
| Frequent Flyer Program Fee: | |
Learn about the NAB Low Rate’s dual introductory offers on purchases and balance transfers for six months. Enjoy a regular purchase interest rate beyond that of just 13.24%.
The NAB Low Rate is perfect for anyone who has a round of spending coming up or who has a large purchase to make. You can take advantage of the cards low interest rate to ensure you don’t pay anymore than you have to. When you think that you could also be reducing an existing credit card by about 10% by making a balance transfer to the NAB Low Rate, then you can begin to understand how effective this card can be in helping you to better manage your immediate finances.
As for your longer term finances, those are catered for by the low regular interest rate on purchases of just 13.24%. Neither will you be penalised by a hefty annual fee – the NAB Low Rate charges a very reasonable $49 per year.
Key features of the NAB Low Rate
- 4.99% p.a. for 6 months on balance transfers
- 13.24% p.a. regular rate on purchases
- $49 annual card fee
- Up to 55 days interest-free on purchases
- A choice of two colours: silver or pink
- Cash transactions at 21.49% p.a.
- An additional cardholder at no extra cost
- Worldwide acceptance at over 22 million locations
- NAB Visa payWave
If you’re wondering what NAB Visa payWave is, it’s the latest contactless RFID (Radio Frequency Identification) technology that allows you to wave your credit card in front of a scanner at participating merchants rather than swipe it, sign or enter a PIN. You may even be able to pass your wallet or purse in front of the scanner without even removing your credit card. How quick is that? Naturally, to limit the possibility of fraud, payWave purchases are capped at $100. Above that amount, you do as you’ve always done: swipe it.
Your own personal circumstances will dictate how useful the NAB Low Rate introductory offer will be to you, but there is certainly the potential over the next six months for you to save yourself a significant amount of money if you transfer your current credit card balance to the card
Editors Choice: Best Credit Card Deals
| Credit Card | Card Details | Interest Rate p.a. | Cash Advance Rate p.a. | Balance Transfer Rate p.a. | Annual Fee | Interest Free Days (Up To) | |
|---|---|---|---|---|---|---|---|
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An excellent balance transfer offer of 1.9% p.a. for 12 months and a standard purchase rate of 12.24% |
12.24% | 17.99% | 1.9% for 12 months | $39 | 0 | |
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Excellent credit card, with a 0% p.a. for 6 months balance transfer offer, and pay $0 for the life of the card |
16.99% | 20.75% | 0% for 6 months | $0 | 55 | |
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Enjoy 1.9% p.a. for 12 months on balance transfers as well as earn 3 Skywards Miles for every dollar spent, plus all the benefits & privileges of a platinum card. |
20.74% | 20.74% | 1.9% for 12 months | $229 | 55 |