NAB Qantas Gold Card
The NAB Qantas Gold card offers you the best of both worlds while giving you the chance to earn bonus rewards points with an American Express credit card, while also being able to enjoy a wide acceptance with your choice of a Visa or MasterCard companion card. Both credit cards are linked to the same account and accrue to the same balance and earn points towards the same rewards. If you are interested in jet setting around Australia or around the world and earning points wherever you go, consider whether the NAB Qantas Gold card deals are right for you.
Features of the NAB Qantas Gold Credit Card
There is more to the NAB Qantas Gold card deal than simply rewards points and you can enjoy easy access to your funds and feel safe spending wherever you go with added National Australia Bank, and American Express, MasterCard or Visa protections. Some of the best features of the NAB Qantas Gold credit card deal include:
- Earn Frequent Flyer points as you spend on your NAB credit card. You will need to already be a Frequent Flyer member or joint up, but each time you earn rewards points using your NAB credit cards, they will go towards your Frequent Flyer balance. You can redeem Frequent Flyer points for domestic or international flights with Qantas, Jestar and other partnered airlines, or choose to receive gift vouchers, merchandise or your choice of over 1,000 unique rewards.
- Earn points on all purchases. You can also earn a bonus point for purchases you make on eligible Qantas services and flights. This does exclude cash advances, and bill payments made over the counter in branch or at the post office, and is not extended to the purchase of travellers’ cheques. Also, since you can access a linked cheque or savings account using your MasterCard or Visa card, these transactions do not accrue points either as they are accessing your own funds, not your credit card balance.
- Accepting and rewarding companion cards. For everywhere you can use American Express, you can earn more rewards points, but you are also not confined to cash or high surcharges where American Express is not accepted. You can simply use your MasterCard or Visa card which is linked to the same account and earns rewards towards the same balance.
- A tiered rewards point scheme. For your American Express card spending you can earn 2 points for every $2 spent up to $3,000 and another 1 point for every $2 spent after that. On your MasterCard or Visa card you will earn 2 points for every $3 spent up to $3,000 and 1 point for every $3 after that.
- Free overseas travel insurance and purchase protection. When you travel overseas you can be protected by the travel insurance deals linked to your NAB Qantas Gold card, plus you will be protected by the Verified by Visa and MasterCard SecureCode systems when you shop online, which require you to enter an additional identification PIN or password for your transaction to be processed.
- VIP Lost Card Cover. NAB offers a simple way to manage your credit cards and protect your credit history if you lose your wallet. You can register all of the credit cards you hold fro any provider, with the VIP Lost Card Cover program, then if you are unlucky enough to lose your wallet or have your bag stolen, you can make one call, from anywhere in the world 24 hour a day, seven days a week and have all of your cards cancelled automatically. You can register your mobile phone too, so a lock can be put on it if you lose it to stop an unwanted bill, and AU $500 emergency cash if you need it when you are travelling overseas and have lost your wallet.
- A 44 day interest free period. You have over a month to avoid attracting interest charges of on your balance. NAB do also have the same cash advance and purchase interest rate, and a annual fee.
- A % balance transfer offer for months. You can transfer the balances from up to two non-NAB credit cards or store cards to take advantage of this low balance transfer deal. You have months to get your debt under control being out from under the pressure of a high interest rate.
How to Apply for a NAB Qantas Gold Card
You can apply online or over the phone for a NAB Qantas Gold card if you have decided that the rewards and features offer the best deals for you. To apply online right now:
- It will take just 10-15 minutes and you will receive a response in 60 seconds.
- You need to enter your personal details and identification details.
- You’ll need to provide information about your wages and expenses.
- You’ll need to calculate your total assets and total debts.
- You’ll need to provide your employer details, or if you are self-employed, your accountant’s details.
- You will receive an email notification of your approved application, and you can start using your NAB Gold American Express card, or your visa or MasterCard credit card as soon as it arrives five business days later.
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