St George Credit Cards

St.George offers a range of affordable and rewarding credit cards which are easily accessible to all Australians so why not compare some of the best credit card deals on offer now, and see how much you can save, and how you can be rewarded with St.George.

	Interest Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Cash Advance Rate (p.a.)

St.George Bank is a part of one of the Giant Two of the Big Four Banks and as part of the Westpac Banking Group, St.George uses its size and strength to offer a range of competitive products, while as one of the smaller partners of the big bank, you can be assured of excellent extras and super service. Find out more about the credit card deals offered by St.George, and whether those inclusive features are the ones you need to manage your credit card spending.

Types of St.George Credit Cards

Whether you want to control your spending, manage an existing balance or be rewarded for making everyday purchases, St.George has a credit card deal which you should consider, including:

• A balance transfer credit card. When you choose a balance transfer deal, you should also consider the standard rates and features of the credit card, so that you can feel comfortable using the card once your transferred balance has been repaid. With St.George you have the choice of three credit card deals with a low interest rate balance transfer offer, so you can decide whether you want an ongoing low interest rate credit card, a rewards credit card or a platinum credit card ready for you at the end of your transfer.
• A low interest rate credit card. The St.George low rate credit card deal also includes a low annual fee too, so if you use your credit card only intermittently and want to be able to avoid high interest charges then consider a low rate card. The St.George low rate credit card also includes 55 days interest free so you can avoid interest charges all together if you manage your purchases and repayments. However, even if you slip up, need to cover an emergency or give your card a workout over Christmas, you don’t have huge interest bills to repay.
• Your choice of rewards program. The St.George rewards credit card is one card, offering you your choice of rewards programs. You can choose to earn points towards the St.George Amplify program, or the Qantas Frequent Flyer program and this allows you to make the most of every credit card purchase because each time you use your card, you will be building your points balance and your points are never capped.
• Platinum credit card. With the St.George platinum credit card you have the choice of a MasterCard or Visa card and can enjoy the exclusive benefits you of being a platinum card holder such as free travel insurance, without the high interest or high fees.

Benefits of St.George Credit Card Deals

Choosing a credit card deal not just about looking at the rates and fees of the products, because you also have to know exactly how each product works, and how it benefits you, to make sure you are getting the most out of your credit card – whether it be rewards, affordability or ease of use – because if a credit card deal doesn’t fit you right, it can end up costing you a lot of time, money and stress. Therefore, consider whether the benefits of a St.George credit card deal appeal to you:

• Your choice of balance transfers. St.George offers three different six month balance transfer offers at the moment, all with differing interest rates. This allows you to choose the balance transfer deal you are eligible for, as well as choose a balance transfer card you are comfortable with. The St.George balance transfer offers are on their low rate card, their rewards card and their platinum card so you can choose the fees and interest rates of your balance transfer card as they relate to your lifestyle and needs.
• A low platinum card interest rate and fee. The St.George platinum credit card deal is one of the best you will find as a platinum card interest rate in the mid-teens is very rare, so too is a platinum card annual fee less than $100 however the St.George platinum card has both. this makes it easy and affordable for you to enjoy the extra features and service you’ve always wanted from a credit card.
• A Frequent Flyer rewards program. With the St.George rewards credit card you can choose to link to the Qantas Frequent Flyer program and if you do, you will receive free membership, saving you $82.50 which has to be paid by you on other Frequent Flyer credit cards if you’re not already a member. You’ll earn 1 Frequent Flyer point for every $2 you spend.
• The St.George Amplify rewards program. On the Amplify program you will earn 1 point for every $1 you spend and can redeem your points for home wares, appliances, electronics, food and wine, gift vouchers, pampering and travel through the Amplify Travel program.

Editors Choice: Featured Credit Card Deals

	Interest Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Cash Advance Rate (p.a.)