Features of the St.George Platinum Card

Before you get swept up in the prestige of a platinum credit card, make sure that the features of the St.George Platinum card meet your needs:

• A personal concierge. You don’t need to live in a Park Avenue apartment to be able to call down to concierge to order a cab. With your St.George Platinum credit card you have 24/7 access to a concierge who can make dinner reservations for you, help in an emergency, offer advice on retail or business shopping, and book your events and travel requirements. All for free.
• Instant discounts for using your St.George credit card. As a St.George Platinum card holder you are entitled to instant discounts on everything from theme parks to book purchases and movies to wine. As instant discounts you don’t have to wait for cash backs or discounts to be credited to your account, your Platinum card opens the door for you instantly.
• International and domestic travel insurance. This cover extends to both you and your family when you travel overseas or around Australia.
• Insurance, warranty and price matching. When you make a personal purchase on your St.George Platinum card it is eligible for purchase insurance if it is damaged or stole, can have an extended warranty applied, and if you see the same product cheaper somewhere else after you’ve bought it, you can be credited the difference.
• Your choice of Visa or MasterCard. Both offer exclusive entertainment rewards and discounts and both have additional online verification systems when you shop on the internet, so you can make the choice according to which card you already have in your wallet, to ensure diversity when you travel.
• An annual fee. This is one of the best annual fees you will find on an Australian platinum card and for all the benefits you are getting with your St.George Platinum card deal, it is a small price to pay. You can also choose to have up to three additional card holders on your account, and save paper by option for eStatements.
• A day interest free period. You have almost two months to avoid the St.George Platinum card interest rate, however, it is so comparably low at that even if your purchases do accrue interest, you’ll be able to remain in control.
• A month balance transfer offer with a % interest rate. If you already have a credit card and want to switch to the St.George Platinum MasterCard or Visa, then you can enjoy a month period of a very low transfer interest rate, giving you the best chance to repay your balance, before you go on to enjoy all of the best platinum card features.

How to Apply for the St.George Platinum Credit Card

If the St.George Platinum card deal sounds too good to be true, apply now to lock it in, and make it a reality. To apply:

• You must be 18 years or over.
• You must be a permanent Australian resident.
• You can apply online in just 10 minutes.
• You can save your online application and come back later if you need to.
• Your online application will notify you immediately if your application was successful.
• You will be kept up to date with free SMS or email notifications on the processing of your account, and when you’ll receive your new platinum card.

Review of the St.George Amplify VISA

Provided you are in the market for a VISA Rewards Credit Card, the St.George Amplify VISA is sure to get your heart racing. This hot of the press credit card was released on 29 March 2010 to the Australian public with much fanfare and music. OK, perhaps the music part is a little over the top but you’ll soon see why we are excited to showcase this credit card to our readers.

The St.George Amplify VISA is unlike other rewards cards in Australia. It allows you to select your preferred Rewards Program, namely the Amplify Rewards or the Amplify Qantas. Either program will give you several options to cash in your acquired points, based on your lifestyle preferences. Partners of the Amplify Qantas include: V Australia’s Velocity, Singapore Airlines Krisflyer, Virgin Blue and the Malaysia Airlines Enrich program.

On first inspection this card is “just another Rewards Card.” By looking a little closer we were impressed with the Rewards Partners and the options to redeem the points. Another great feature is the very low balance transfer rate of 0.99% p.a. for up to 6 months. This feature alone will make the St.George Amplify VISA a very popular credit card because it will allow you to get rid of your existing credit card debt if you carefully manage your finances from herein.

If you are not sure how, please take a look at our comprehensive balance transfer card section on the site.

Features of the Amplify VISA Credit Card

Double your Rewards – Get double the Rewards Program points before 30 June 2010 if you spend money with the Amplify Card. Right now you receive 2 Amplify Rewards point son every $1 spend on purchases and 1 Amplify Qantas point for every $1 spent.

Starting 1 July 2010 the Amplify Rewards will give you point for dollar (1 point for every $1), and the Amplify Qantas will give you 1 point for every $2 spent.

Shop with respected Rewards Partners – Thanks to the growing selection of Partners you get to enjoy a range of services and products by either of the Rewards Programs.

You can redeem your points for selected airmiles, vouchers, electronics, wine, home wares, gift vouchers and more.

Save Money

Thanks to the low yearly card fee of $79, the great balance transfer rate of 0.99% p.a. for up to 6 months and an interest free shopping for up to 55 days you can utilise the St.George Amplify VISA for next to no cost. This of course predetermines you can handle credit responsibly.

Reasons to Make the Switch to An Amplify VISA

The reasons below detail why you should look at this card offer:

• St.George is a respected Australian bank
• Benefit from the favourable balance transfer rate of 0.99% for up to 6 months
• Earn double the Rewards if you act now
• Tailor the Rewards redemption to your lifestyle needs
• Annual card fee of $79
• 18.49% p.a. interest rates on purchases
• 20.49% p.a. on cash advances
• Up to 55 days interest free shopping. Conditions apply
• VISA Falcon Fraud detection system
• Redeem your points for your preferred Rewards
• Receive complimentary membership to the prestigious Qantas Frequent Flyer for a limited time right now
• Don’t have enough points for your Reward? Choose the Variable Points Plus Pay option to redeem your Rewards Points by splitting up your points with an additional credit card payment. You need 3,000 points to get started.

More Amplify VISA Features

• Thanks to using a VISA branded card you will enjoy protection against unauthorised transactions, provided you use your card responsible
• Notify St.George Bank immediately on 1800 028 208 (or +61 2 9553 5883 if overseas) if a fraudulent transaction has been made on your account
• Verified by Visa gives you a range of safety benefits
• Register for St.George Internet Banking and shop online safely

Have you ever thought about how much it costs to own a credit card? If you have a St. George Vertigo MasterCard you can start thinking about it a lot less. There are a few ways that credit card companies make money, the first is by charging high interest rates. With the current economic condition interest rates on credit cards keep going up. Even loyal customers with a good credit file are finding themselves victims of outrageous rates. Another way the credit card companies profit is through fees.

Of course, they have to charge some money for their services as there are costs involved in making transactions and maintaining records, but those fees too have gotten out of control. The people at St. George want to do better for their customers. They want to help them save money without having to curb their spending to the point that they can not live their lives the way that they choose.

St. George Vertigo MasterCard Cash Savings:

• A low annual fee – Some credit card companies charge their clients nearly $100 each year just for the privilege of owning their card. At St. George, they want to thank their customers for their business so they only charge a minimal in annual fees.
• Low interest rates – While other cards are stepping up their interest rates to maintain or increase their profit margins the St. George Vertigo MasterCard has a low variable interest rate on purchases of only .
• Interest free days – This credit card company knows that sometimes you just need some time to save up before you pay off your credit card and that you deserve to have that time be interest free. They offer their customers 55 interest free days on purchases just for this reason.
• Cheap balance transfer rates – If you need to clear a debt from an old and high interest credit card you can do a balance transfer at only

Helping you save money is the best benefit of a St. George Vertigo MasterCard. This card allows you to continue living your life the way you are used to and still cut back on your cost of living.