Student Credit Cards
Students are eligible to access special offers from banks that can reduce their fees and interest rates to suit a student’s limited income and budget. Only students who are over 18 years old at the time of application are eligible for the best credit card offers for students.
Best Student Card
With the Commonwealth Bank Low Fee card you will not pay any annual fee while you are studying fulltime. This is card gives you the basics, all that you would need as a student
- Purchase rate of 19.74% p.a.
- 5.99% p.a. for 5 months on balance transfers
- $24 annual fee
- 19.74% p.a. on purchases
- Up to 55 days interest free
Click here to read the Commonwealth Bank Low Fee Card terms and conditions
Best Credit Card Offers For Students
| Credit Card | Card Details | Interest Rate p.a. | Cash Advance Rate p.a. | Balance Transfer Rate p.a. | Annual Fee | Interest Free Days (Up To) | |
|---|---|---|---|---|---|---|---|
|
No annual fee for full time students, access to great offers and benefits |
19.74% | 20.74% | 5.99% for 5 months | $24 | 55 | |
|
Good card for students because of the low introductory rate as well as an low standard purchase rate; |
12.49% | 21.24% | 2.99% for 6 months | $55 | 55 | |
|
Good student credit card because of its very low interest rate. |
10.75% | 20.99% | 1.99% for 9 months | $59 | 55 | |
|
Very simple, basic credit card, waives annual fee for the first 12 months |
18.99% | 20.74% | 7.99% for 6 months | $0 for first year ($30 after) | 44 |
Bankwest Student Credit Card
The Bankwest Lite MasterCard is one of the best credit card offers for students for low rates. For students on a budget, the low rates on balance transfers, plus the low rates on purchases makes this a great value card.
The offer of a low 1.99% p.a. for 9 months on balance transfers can mean significant savings if you’re already paying high interest on other credit card accounts. Simply roll your outstanding balances over to Bankwest and enjoy this low rate for 9 months. You can free up your cash flow and reduce the amount you pay in interest.
Bankwest Lite MasterCard also offers students the benefit of further savings with 10.75% interest rate on purchases.
Students will need to verify that they are over 18 at the time of application, be studying at Western Australia uni for at least 2 years and should already have a Bankwest Student Account.
Commonwealth Bank Student Credit Card
The Commonwealth Bank offers students the benefit of a low interest rate of 5.99% p.a. for 5 months on balance transfers. Don’t keep paying high interest on your outstanding credit card balances when you can reduce your interest costs and free up your budget.
Commonwealth Bank also offers a no annual fee special for students who also have a Streamline Account with Student Options.
The purchase interest rate on the Commonwealth Bank student credit card is 19.74% and your card is issued with a microchip embedded in it for added security.
St George Vertigo Student Credit Card
One of the best credit card offers for students is the St.George Vertigo student credit card. Winner of the 2009 Money magazine award for ‘Best Balance Transfer Credit Card’, students can benefit from a low balance transfer interest rate of 2.99% p.a. for 6 months and a low annual fee of $55.
The low interest rate for purchases is just 10.75%, however, if students are able to repay their balance down to zero each month, they could also enjoy up to 55 days interest free on purchases.
When it comes to finding the best credit card offers for students, it’s important to consider the student’s budget and spending habits before you apply.
Editors Choice: Best Credit Card Deals
| Credit Card | Card Details | Interest Rate p.a. | Cash Advance Rate p.a. | Balance Transfer Rate p.a. | Annual Fee | Interest Free Days (Up To) | |
|---|---|---|---|---|---|---|---|
|
An excellent balance transfer offer of 1.9% p.a. for 12 months and a standard purchase rate of 12.24% |
12.24% | 17.99% | 1.9% for 12 months | $39 | 0 | |
|
Excellent credit card, with a 0% p.a. for 6 months balance transfer offer, and pay $0 for the life of the card |
16.99% | 20.75% | 0% for 6 months | $0 | 55 | |
|
Enjoy 1.9% p.a. for 12 months on balance transfers as well as earn 3 Skywards Miles for every dollar spent, plus all the benefits & privileges of a platinum card. |
20.74% | 20.74% | 1.9% for 12 months | $229 | 55 |