Suncorp Clear Options Standard – 1.9% for 12 Month Balance Transfer Offer

Value may not be the first thing you think about comparing when you are looking for the best deal on a new credit card; you probably think of ‘convenience’ or ‘rewards’ ‘interest free’ for example. However, when you have a credit card which is good value, you will realise that all of the costs and the rewards will fall into place because as a package deal, a good value credit card is the best option because it is the most affordable, and the most responsible choice in the long run.

Features of the Suncorp Clear Options Standard Credit Card

The Suncorp Clear Options standard card was rated five stars for outstanding value, by CANSTAR CANNEX in their November 2009 ratings, so find out more about the deals available from Suncorp for purchases and balance transfers to see how the Clear Options credit card rates for you:

• Wide Visa acceptance and Visa rewards program. The Suncorp Clear Options standard credit card is a Visa card and as such you won’t have any problem using it anywhere in Australia to overseas. As a Visa card holder, you are also eligible for the rewards programs where you receive exclusive deals on the best entertainment experiences, including concerts, cinemas, sporting events and travel offers.
• A low 12.24% purchase rate. This is an ongoing interest rate offered by Suncorp and there is also no interest free period to worry about either. That means you don’t have to keep track of your purchases and count forward two months to make sure you pay them off in time to avoid a high interest rate, because there isn’t one.
• A $39 annual fee. Additional card holders can be added for a $15 annual fee.
• A credit limit up to $20,000. You’ll never have to miss out on an important purchase with a $20,000 credit limit, however the limit you are assigned will depend on your personal financial details and situation.
• A 12 month balance transfer offer with a 1.9% interest rate. You can enjoy a low 1.9% interest rate on balances you transfer to a Suncorp Clear Options Standard credit card for a whole year, after which any remaining balances will revert to the cash advance rate of 17.99%.

How to Apply for a Suncorp Clear Options Standard

If you think the Suncorp Clear Options Standard credit card can offer you the best value for money, or if you want to take advantage of the Suncorp balance transfer deal, you can apply online.

You are eligible to apply if:

• You are 18 years or older.
• Have a good credit rating.
• Earn $20,000 or more.
• Are a permanent Australian resident.
• If you are an existing Suncorp credit card holder, you must have had your existing card for longer than 9 months.

To complete an online application you will need:

• Your personal and contact details.
• Your identification details including your driver’s license or an equivalent identification.
• Your employer’s contact number.
• Your accountant’s contact number if you are elf employed.
• Details of the account you are transferring from, if you are taking advantage of the balance transfer deal.

The choice is clear when it comes to a good value deal on a low interest rate, low fee credit card, so if you are looking for the best value credit card deal, consider the Suncorp Clear Options Standard credit card.