Top Pick: 6 Of Australia’s Best Credit Cards

May 31st, 2010

If you are looking for one of the best credit cards you can get, then take a look at this article. It outlines six of the best credit card providers you can find in Australia.

You can find a lot of great Australian credit card providers, but here are our top six picks for cards. These recommendations can save you a lot of time and trouble when you want the best card, but don’t have time to compare all of them.

Best credit cards

1. ANZ cards

As one of the largest Australian and New Zealand companies, ANZ is the second biggest provider of credit cards in Australia. It began in 1835 as the Bank of Australasia in Sydney. It opened in Melbourne in 1838, and still has its world headquarters there today.

It offers a wide range of cards to choose from and offers one of the best rewards programs in Australia. They are well known for their low rate and low fee credit cards. The most popular cards offered by ANZ are the ANZ Frequent Flyer card, the ANZ Rewards Visa card, and the ANZ Frequent Flyer card.

2. Westpac cards

Westpac is the oldest and first bank of Australia. It began as the Bank of New South Wales in 1817. Its name was changed to Westpac banking Corp. in 1982 after it acquired the Commercial Bank of Australia.

Westpac has over a dozen credit cards you can choose from, which is one of the largest choices of any other bank in Australia. They have top credit cards with rewards programs, as well as low annual fee cards that also have a low interest rate for balance transfers. Their most popular cards include the Westpac 55 Day Visa, the Westpac Altitude Card, and the Westpac Earth Card.

3. Commonwealth Bank cards

Commonwealth Bank is one of the most recognized providers of financial services in Australia. It was formed in 1912 and grew to the size it is now with 38,000 employees and 700,000 shareholders. It has a 19.7% market share of credit cards which is the largest of any credit card company in Australia. It offers cards with rewards programs, low rate cards and low fee cards. Its most popular cards are the Commonwealth Bank Awards Card and the Commonwealth Bank Low Fee Card.

4. Citibank cards

As part of the global Citi group, Citibank has big plans for their Australian credit card business. They have the exclusive Citi Rewards program that offers a great rewards scheme along with cash back and low rate cards. They also offer a business credit card. Their most popular cards are the Citibank Silver, the Citibank Clear and the Citibank BP MasterCard.

5. St.George Bank cards

St.George started its company in 1937 as a financial institution that was housing based. In July 1992 it received full banking status and has now joined the Westpac group. It has a small range of cards, but they are all excellent and full of value. Their most popular cards are the St.George Vertigo Card and the St.George Platinum Card.

6. Aussie cards

Aussie was established in February 1992 and has become the leading Australian retail financial services group that is not a bank. It offers one credit card only, but this card is packed with excellent benefits. You can choose from different promotions on your card such as no annual fee for the initial year or low interest rates on balance transfers. It’s most popular card is the Aussie MasterCard.

These are some of the best credit cards you can find in Australia today , and these six providers are all well established financial institutions that you can believe in 100%.

Editors Choice: Featured Credit Card Deals

	Interest Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Cash Advance Rate (p.a.)
Westpac 55 Day Credit Card	0% for 5 months (reverts to 19.59% )	3.99% for 6 months	$0	21.49%
Citibank Clear Platinum Card	11.99%	2.9% for 12 months	$99	21.74%