Virgin Flyer Credit Card

The Basics

The Virgin credit card in question is a frequent flyer card that will suit people who love to travel. The card is linked with the Velocity program, that is, Virgin’s Velocity loyalty program. Cardholders can use the card to earn Velocity points which they can then redeem for flights and other goodies. Using the card will also allow holders to enjoy extra perks like free flights and concierge services.

Is it for You?

Before reading on, answer this question – do you love the thrill of travel or the comforts of the hearth? If your answer was the former, and you spend your free time planning your next holiday, this Virgin credit card is the one for you. However, if you prefer to spend your holidays at home playing with your cat and snuggling by the fire, you may not get the most out of all these travel perks.

Velocity Points

Holders of the Virgin Flyer credit card earn Velocity points every time they spend using their card. The first $1500 spent each month accrues points at the rate of one point per dollar spent, while any spending thereafter earns points at the rate of one point for every two dollars spent.

Velocity points can be redeemed for flights on Virgin Blue, Pacific Blue, V Australia or any of the Virgin international partners who fly to over 400 destinations worldwide.

There are no blackout periods – you can redeem your points anytime you want, for any flight, to any destination. Just keep in mind that certain times are more popular for travellers than others, so book ahead to ensure you get your desired seat.

Buy One Get One Free

You can get a free flight for a friend when you use your card to travel on Virgin Blue. This offer is available on Blue Saver, Flexible and Premium Economy fares, and cardholders can enjoy up to 4 free flights per year (one way).

Number Crunching

When it comes to the fees and rates, here’s what you need to know:

• Annual fee of
• Additional cards at $39 each
• Interest rate of p.a.
• Balance transfer offer of
• 44 interest free days

As you can see, this is a great deal and if you love to travel, you don’t want to miss out.

Read the official terms and conditions