Virgin No Annual Fee Credit Card

The new Virgin credit card is here – the Virgin no annual fee credit card. And it’s exactly what you’d expect from a company like Virgin. This credit card offers customers a great deal in terms of low fees and great interest rates.

Fees and Rates

The Virgin no annual fee credit card, as it’s name might suggest, has no annual fee. Yes, you read that correctly – it’s $0 per year for this innovative

Virgin credit card.

However, if you’ve looked at other no annual fee credit cards, you’ll have noticed that what they lack in terms of an annual fee, they make up for with rates and charges. In other words, just because a card has a $0 annual fee doesn’t mean it’s cheap – most often, it comes with eye-watering high interest rates.

This Virgin credit card does nothing of that sort. In addition to having no annual fee, the card offers an incredibly low 16.95% p.a. interest rate. And if that wasn’t enough, the card also offers 2.9% p.a. on balance transfers for 6 months – so you can transfer your existing balances to this card and enjoy some savings.

Just because the card has low rates and fees doesn’t mean it lacks in style! The card is available in six different colours, and you can choose the hue that best suits your tastes.

Fraud protection

Cardholders have access to great fraud protection, so you can shop with peace of mind. This credit card offers Fraudshield and Zero Liability guarantees. The protection is in place regardless of whether you shop online, over the phone or over the counter.

Holders of this card can also opt for CreditShield Edge which is a form of credit protection insurance.

About Virgin Money

Since this card is offered by Virgin Money, we thought you might be curious to know a bit more about them. Virgin Money is the financial services wing of the Virgin Group. Virgin Money was established in Australia in 2003 and aims to offer consumers great value and to promote fair practices and competition in the Australian financial sector.

Other products by Virgin Money include:

• Superannuation
• Car insurance
• Savings accounts

The Virgin no annual fee credit card is a great option for people who are looking for a low cost credit card. The fact that it has no annual fee means that you do not have to pay for owning the card, while the low interest rates and fees mean that you don’t incur heavy costs for using the card.

An offer like this isn’t likely to last very long!