Westpac Altitude Gold Card

The Westpac Altitude gold card can help you reach new heights of rewards you may not have even known were available on a credit card.

Credit card rewards programs are no longer just about accumulating points for flights or a seat in the members’ airport lounge, you can now choose to redeem your points for everything from Jamie Oliver’s kitchenware to a Bunnings gift voucher. Plus there are a number of other rewarding features which come with the Westpac Altitude Gold credit card which may just be the best deal for you.

Features of the Westpac Altitude Gold Card

In your application for the Westpac Altitude Gold credit card, you have the choice of a MasterCard or a Visa card, to accompany your American Express companion card. If that all sounds too complicated, in reality it makes your life easier because you can use your card more easily in more places, and still only have one bill and one balance to take care of. Here’s how the features of the Westpac Altitude Gold card work:

• Wider acceptance and more rewards. With your choice of Visa or MasterCard you never have to worry that your credit card won’t be accepted because there are over 29 million places worldwide where your card is welcome. However, before you hand over your MasterCard or Visa, ask whether American Express is accepted because you will earn two Altitude points for every one dollar spend on your American Express, and only one point per one dollar on your companion MasterCard or Visa. As a result, you can enjoy the best of both worlds, collecting points while avoiding surcharges for American Express, and earn double points everywhere else.
• A 10,000 point bonus for new Altitude gold card holders. When you make your first purchase with your Westpac Altitude Gold credit card, you will earn 10,000 bonus points to start you on your way to great rewards. The points will be credited to your account within a week, and you can start redeeming rewards right away.
• Top up your points with a little cash for the rewards you want. You may think that 10,000 rewards points is not enough to redeem and in most cases it’s not, however with the Altitude rewards program you can top up your points balance by paying a little extra cash. For example you can spend 10,000 of your points, add $30 cash and receive a reward which would normally cost you 15,000 points. Or you can hold onto your bonus points and grow your balance for a bigger reward, because there is no cap to your points earning capabilities and they don’t expire.
• Three months of free overseas travel insurance. This means one less thing to organise in your travel preparations and of course one less travel expense.
• Extended warranty, and purchase insurance. When you make a personal purchase on your Altitude gold card, you are eligible to have it covered by an extended warranty. In most cases this can be an extension on top of the manufacturer’s warranty of up to 12 months. Your purchases are also protected against loss, damage and theft for 3 months.
• A 45 day interest free period and just a annual fee. For all of the rewards and gold card holder benefits you are paying just a year in an annual fee. You also have a long 45 day interest free period so you can avoid the purchase interest rate. However, if you make a cash advance, the interest rate will be applied right away.
• A % balance transfer deal for months. Don’t miss out on the Westpac Altitude Gold credit card deal because you already have a credit card, transfer your balance to the Westpac Altitude Gold card and take advantage of a low interest rate.

How to Apply for the Westpac Altitude Gold Card

If the Westpac Altitude Gold card sounds like the credit card deal which is best for your needs, then gather the information you need to apply:

• Apply online in just 15 minutes, and receive a response back in 60 seconds.
• You will need to enter your personal details, income, expenses, other debts and assets.
• You will need to be over 18 years old, and a permanent Australian resident, or a citizen.
• You will need to earn $50,000 a year or more.

Read the official terms and conditions