Westpac Altitude Platinum Card

Apply now for a Westpac Altitude Platinum Cards

When you hold a platinum card, you can be eligible for some of the best, exclusive deals available on Australian credit cards.

However, in exchange for these exclusive deals, your platinum card account may be subject to slightly higher fees. That is why you need to find out about all the features and benefits of a platinum credit card before you apply so you can decide whether those are features you would use, and ones which are worth a higher fee and interest rate – and so you can take advantage of them once your account is opened so you are getting the full value of a platinum card deal.

Compare the Features of a Westpac Altitude Platinum Card

Award winning rewards five years in a row from Money magazine. In 2010 the Westpac Altitude Platinum card was named Best of the Best in the rewards credit card category and in the best frequent flyer program category. Having been awarded the best of the Best Rewards credit card for five years running you can feel sure that you will be able to enjoy the very best platinum deals and the easiest to use, most rewarding rewards program.
Your choice of credit cards, with two cards linked to one account and one monthly bill. The Westpac Altitude Platinum card deal consists of an American Express credit card and your choice of either a MasterCard or a Visa companion card. In this way you have the wide acceptance of either a MasterCard or Visa, while the added points earning capacity of an American Express card. At the same time you still only accumulate on credit card balance and have to pay one monthly bill.
Earn 15,000 points with your first purchase and up to 3 points for every $1 you spend. When you are able to use your American Express Altitude Platinum card then you can earn three points for every dollar you spend. Where you need to use your MasterCard or Visa card then you will still earn one point for every dollar, avoiding a surcharge, but not missing out on rewards. Plus, you can hold onto your rewards points for as long as you like, because they are not capped and they never expire. When you first spend on either of your Platinum cards, your account will be credited with 15,000 rewards points so you can start redeeming right away.
Greater platinum insurance coverage. The free travel insurance on a Westpac Altitude platinum card is extended to six months, while you will receive purchase cover for lost, stolen or damaged items for four months, and an extended manufacturer’s warranty of an extra 2 years.
Concierge service. as a platinum card holder you will have exclusive access to Westpac’s 24/7 concierge service which is available anywhere in Australia or around the world and can help you book tickets, reserve hotel rooms, organise car hire, obtain concert tickets and much more, so it is like having your very own personal assistant on the other end of the phone, and you don’t have to pay this assistant a thing.
Your interest rate is no higher, and you can enjoy 45 interest free days. The purchase rate and cash advance rate on a Platinum card is no higher than that offered on Westpac’s gold card, but you enjoy greater rewards point earning options and more extensive insurance and protection as part of the deal. This means your purchase rate is 19.99% p.a. and your cash advance rate is 21.59% p.a. while the Platinum annual fee is higher at $295.
A balance transfer offer of 3.99% p.a. for 6 months. Take control of an existing credit card balance with a low % interest rate for months. You can take advantage of the Westpac Altitude Platinum card offer, while you clear an old credit card, to make way for a new and better deal.

Apply Now for a Westpac Altitude Platinum Card

You don’t have to waste another minute making your own restaurant reservations or missing out on the best rewards program in Australia because you can complete an online application in just 15 minutes and receive a response back in 60 seconds. You will need to provide details of your income and expenses, your assets and your liabilities and contact details for your employer or your accountant if you’re self employed. To be eligible to apply you will also need to earn $65,000 or more in a year, be over 18, and be an Australian citizen or permanent resident.