Westpac Earth Gold Card

The Westpac Earth Gold card and companion card give you every opportunity to earn rewards points, while saving on fees and interest charges, so find out whether this Westpac gold card deal is the best one for you.

Credit card companies will promise you the earth, and all you can end up with is a whole lot of bad debt and nothing to show for it – that’s because those credit cards were not right for you. when you consider the Westpac Earth Gold card, consider whether you could benefit from 45 interest free days to repay your balance, or whether you could use rewards such as discounted flights, entertainment and dining. If you find that the features of the Westpac Earth Gold card really are offering you the best credit card deal, your new gold card really will be able to take you anywhere on earth.

Features of the Westpac Earth Gold MasterCard and American Express

If you’re thinking you can’t afford a gold card, and that you certainly don’t want to get involved with American Express, think again because the Westpac Earth Gold credit card offers you the best gold card features, the best American Express rewards programs and the best deal on low fees and interest rates. With a Westpac Earth Gold card you’ll get:

A companion card – two for the price of one. The Westpac Earth Gold card is actually a deal for two credit cards. When you apply successfully for the Westpac Earth gold card, you will receive a MasterCard and an American Express card. Both cards are linked to the same account and create one balance, so you have two cards, but not two credit limits, and not two payments to make each month – just one. What you do have is the opportunity to enjoy additional American Express rewards and earn more points with your American Express card, but you can also use your MasterCard where American Express is not accepted, or where you would be charged a surcharge.
Collect points using your card, and from the retailers you use your card with. On your American Express Westpac Earth Gold card you will earn one point for every dollar you spend, on your MasterCard you will earn half a point for each dollar. You can also earn additional points on each purchase by spending with partnered retailers, and when you purchase Qantas products or services you can earn one Frequent Flyer point for each dollar you spend too.
Be part of the American Express rewards program. The American Express Select rewards program offers you exclusive deals on travel, entertainment, dining and shopping just for being an American Express card holder.
Be part of the MasterCard rewards programs. The MasterCard Applause program rewards you with exclusive access to events, concerts and motorsport, while the MasterCard Moment rewards program gives you great deals on travel and entertainment.
Free overseas travel insurance. When you use your Earth card to purchase your tickets, you and your family will be covered when you travel overseas.
A 45 day interest free period and a low annual fee. If you don’t pay your balances back to zero within the interest free period, your purchase interest rate is . Your cash advances don’t qualify for interest free days and are charged at interest. Your annual fee is just .
A fixed Qantas interest rate of 5.99%. When you purchase Qantas products or services, those purchases will be charged a fixed interest rate of just 5.99%.
A balance transfer offer of . This allows you to be charged almost no interest on balances you transfer to your Westpac Earth Gold card, and is a great deal for someone who needs time to get control of their credit card debt, before being able to enjoy some of the best rewards of owning a credit card that fits well.