Westpac Earth Platinum Card

The Westpac Earth Platinum card can allow you to live a platinum lifestyle without the platinum price tag with a comparably low interest rate and annual fee, an online application can be the most rewarding deal you make.

Platinum cards can offer you significant rewards and afford you access to some of the most exclusive deals and the Westpac Earth Platinum card is no exception. If you earn over $65,000 a year, you are eligible to apply for these rewards programs and exclusive offers, and the Westpac Earth Platinum credit card can even help you regain control of your existing credit card debt for a smarter future.

Features of the Westpac Earth Platinum Credit Card

Owning a Platinum card is not just all about the prestige of being able to show a flash of platinum from your wallet as you pick up the tab. The features of the Westpac Earth Platinum card show it is not just all about looks:

  • A 5 star rating. CANSTAR CANNEX are an independent judge of the best financial products in Australia, and an awarded credit card, with a five star rating is nothing to turn your nose up at.
  • Free Frequent Flyer membership. If you apply for a Westpac Earth Platinum credit card before 30 June 2010, you will also receive free membership to the Qantas Frequent Flyer program, which offers you its own host of benefits, in addition to those from your linked Westpac Earth Platinum card.
  • You’ll receive a MasterCard and American Express credit card for one price. As companion cards, your American Express card works to earn you more rewards points, while your MasterCard steps in where American Express is not accepted, or where a surcharge applies. You don’t build two balances, nor do you have to make two monthly payments, the cards are linked to the same account and
  • make it easier for you to use credit, earn rewards and enjoy platinum benefits.
  • Both your cards earn you Frequent Flyer points. Your American Express card will earn 1.5 points for every one dollar that you spend, and your MasterCard will earn half a point for every dollar. Your points aren’t capped, nor is there a limit to your spending each month. You can also earn bonus points on purchases you make with partnered retailers, and when you buy Qantas products or services.
  • Insurance coverage for you and your purchases. Your Westpac Earth Platinum card qualifies you for free overseas travel insurance, as well as purchase cover if something you buy is lost, stolen or damaged, and can extend a manufacturer’s warranty by up to 12 months.
  • A day interest free period. An interest free period gives you the opportunity to use your card wisely before your purchases start attracting interest at . your cash advances don’t have any interest free period and are charged interest, while your annual fee will be .
  • An exclusive Qantas interest rate. When you make purchases for Qantas products or services on your Westpac Earth Platinum card, those purchases will only be charged a fixed 5.99% interest.
  • A balance transfer offer of . months gives you a comfortable time to repay any outstanding balances you have on existing credit cards, before you start enjoying the best deals on your new Westpac platinum card. With just a % interest rate you will be able to repay more towards your principal balance and pay it down faster.

How to Apply for a Westpac Earth Platinum Card

If you are ready to make your purchases work harder for you, then you can complete an online application for the Westpac Earth Platinum card now if:

  • You have 15-20 minutes to enter your personal details, income information and debt and asset amounts.
  • You are 18 years or older.
  • You are an Australian resident or permanent citizen.
  • You earn $65,000 a year or more.

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Best Credit Cards is a financial comparison website, it has no affiliation with Australian Banks. We make an effort to keep up to date with all materials posted on this website, however there can be a delay between us and the banks. Best Credit Cards only represents a limited group of credit cards that are currently accessible by the Australian Market. The term 'best' is by no means a representation of the best card in the australian credit card market. It may not represent the best choice for your individual circumstances. It is always advised that you seek consultation from your own financial advisor before making a decision.